{"id":1750,"date":"2025-12-13T15:48:17","date_gmt":"2025-12-13T15:48:17","guid":{"rendered":"https:\/\/www.chestor.md\/?page_id=1750"},"modified":"2025-12-14T20:14:57","modified_gmt":"2025-12-14T20:14:57","slug":"consultanta-si-reprezentare-comerciala-in-republica-moldova","status":"publish","type":"page","link":"https:\/\/www.chestor.md\/en\/services\/legal-services\/consultanta-si-reprezentare-comerciala-in-republica-moldova\/","title":{"rendered":"Consultan\u021b\u0103 \u0219i Reprezentare Comercial\u0103 \u00een Republica Moldova"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"1750\" class=\"elementor elementor-1750\">\n\t\t\t\t\t\t<section class=\"wd-negative-gap elementor-section elementor-top-section elementor-element elementor-element-f2a6f36 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f2a6f36\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8d9863c\" data-id=\"8d9863c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-aa27bba main-title wd-width-100 elementor-widget elementor-widget-wd_title\" data-id=\"aa27bba\" data-element_type=\"widget\" data-widget_type=\"wd_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"title-wrapper wd-set-mb reset-last-child wd-title-color-default wd-title-style-default wd-title-size-default text-left\">\n\n\t\t\t\n\t\t\t<div class=\"liner-continer\">\n\t\t\t\t<h1 class=\"woodmart-title-container title wd-fontsize-l\">Consultan\u021b\u0103 \u0219i Reprezentare Comercial\u0103 \u00een Moldova<\/h1> \n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"wd-negative-gap elementor-section elementor-top-section elementor-element elementor-element-d359a41 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d359a41\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ca09f93\" data-id=\"ca09f93\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ddfd2b8 main-title wd-width-100 elementor-widget elementor-widget-wd_title\" data-id=\"ddfd2b8\" data-element_type=\"widget\" data-widget_type=\"wd_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"title-wrapper wd-set-mb reset-last-child wd-title-color-default wd-title-style-default wd-title-size-default text-left\">\n\n\t\t\t\n\t\t\t<div class=\"liner-continer\">\n\t\t\t\t<h1 class=\"woodmart-title-container title wd-fontsize-l\"><\/h1> \n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"title-after_title reset-last-child wd-fontsize-xs\">\n\t\t\t\t\t<p>\u00cen mediul dinamic \u0219i uneori complex al afacerilor din Republica Moldova, succesul unei companii depinde nu doar de o strategie bine g\u00e2ndit\u0103 \u0219i de calitatea produselor sau serviciilor, ci \u0219i de o protec\u021bie juridic\u0103 solid\u0103. Erorile \u00een activitatea contractual\u0103, imprevizibilitatea unor parteneri, litigiile fiscale sau conflictele corporative pot afecta semnificativ rezultatele companiei.<\/p><p>\u00a0\u201eCHESTOR EXPERT SOLUTIONS\u201d SRL ofer\u0103 un spectru complet de servicii de consultan\u021b\u0103 pentru afaceri \u0219i management \u0219i reprezentare juridic\u0103 din Chi\u0219in\u0103u \u0219i \u00eentreaga \u021bar\u0103. Suntem partenerul dvs. strategic \u00een gestionarea \u0219i prevenirea riscurilor, astfel \u00eenc\u00e2t s\u0103 v\u0103 pute\u021bi concentra pe dezvoltarea afacerii.<\/p>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"wd-negative-gap elementor-section elementor-top-section elementor-element elementor-element-bda1356 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"bda1356\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-25bdcf8\" data-id=\"25bdcf8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b342c65 main-title wd-width-100 elementor-widget elementor-widget-wd_title\" data-id=\"b342c65\" data-element_type=\"widget\" data-widget_type=\"wd_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"title-wrapper wd-set-mb reset-last-child wd-title-color-default wd-title-style-default wd-title-size-default text-left\">\n\n\t\t\t\n\t\t\t<div class=\"liner-continer\">\n\t\t\t\t<h2 class=\"woodmart-title-container title wd-fontsize-l\">Ce este consultan\u021ba comercial\u0103 complex\u0103 \u0219i de ce este esen\u021bial\u0103 pentru afacerea dvs.?<\/h2> \n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"title-after_title reset-last-child wd-fontsize-xs\">\n\t\t\t\t\t<p>Consultan\u021ba comercial\u0103 nu reprezint\u0103 o simpl\u0103 interven\u021bie punctual\u0103, ci un sistem proactiv de protejare a intereselor \u0219i activelor companiei. Aceasta constituie o abordare strategic\u0103 a managementului riscurilor juridice \u0219i include:<\/p><ul><li><strong>Analiz\u0103 preventiv\u0103:<\/strong> Identificarea eventualelor riscuri \u0219i vulnerabilit\u0103\u021bi \u00een oformarea documenta\u021biei \u0219i procesele interne, \u00eenainte ca acestea s\u0103 genereze litigii sau pierderi financiare.<\/li><li><strong>Audit juridic (Due Diligence):<\/strong> Evaluare independent\u0103 a activit\u0103\u021bii companiei \u00een contextul tranzac\u021biilor de fuziune \u0219i achizi\u021bie (M&amp;A), al investi\u021biilor sau pentru control intern.<\/li><li><strong>Activitate contractual\u0103:<\/strong> Elaborarea, verificarea \u0219i expertizarea juridic\u0103 a contractelor, cu scopul de a v\u0103 proteja \u0219i de a reduce riscurile comerciale.<\/li><li><strong>Consultan\u021b\u0103 fiscal\u0103:<\/strong> Asisten\u021b\u0103 \u00een optimizarea legal\u0103 a sarcinii fiscale \u0219i reprezentare \u00een rela\u021bia cu autorit\u0103\u021bile fiscale.<\/li><\/ul>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"wd-negative-gap elementor-section elementor-top-section elementor-element elementor-element-ce5b7e9 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ce5b7e9\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-c5a5325\" data-id=\"c5a5325\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-dcca4fa main-title wd-width-100 elementor-widget elementor-widget-wd_title\" data-id=\"dcca4fa\" data-element_type=\"widget\" data-widget_type=\"wd_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"title-wrapper wd-set-mb reset-last-child wd-title-color-default wd-title-style-default wd-title-size-default text-left\">\n\n\t\t\t\n\t\t\t<div class=\"liner-continer\">\n\t\t\t\t<h2 class=\"woodmart-title-container title wd-fontsize-l\">C\u00e2nd ave\u021bi nevoie de reprezentarea \u0219i protec\u021bia intereselor \u00een instan\u021b\u0103?<\/h2> \n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"title-after_title reset-last-child wd-fontsize-xs\">\n\t\t\t\t\t<p>Reprezentarea juridic\u0103 \u00eenseamn\u0103 ac\u021biune ferm\u0103, bine argumentat\u0103 \u0219i orientat\u0103 spre rezultate, \u00een ap\u0103rarea intereselor dumneavoastr\u0103 \u00een contexte conflictuale sau judiciare. Clien\u021bii apeleaz\u0103 la noi atunci c\u00e2nd este necesar\u0103:<\/p><ul><li class=\"translation-block\"><strong>Protec\u021bia intereselor \u00een instan\u021bele de arbitraj \u0219i instan\u021bele de drept comun<\/strong>, \u00een cadrul litigiilor comerciale.<\/li><li class=\"translation-block\"><strong>\u00cencasarea crean\u021belor<\/strong>, at\u00e2t pe cale prealabil\u0103 (prejudiciar\u0103), c\u00e2t \u0219i prin proceduri judiciare.<\/li><li class=\"translation-block\"><strong>Rezolvarea conflictelor corporative<\/strong> dintre fondatori, asocia\u021bi sau ac\u021bionari.<\/li><li class=\"translation-block\"><strong>Contestarea actelor, deciziilor sau ac\u021biunilor autorit\u0103\u021bilor publice<\/strong> \u0219i ale organelor de control.<\/li><li class=\"translation-block\"><strong>Reprezentarea \u00een litigiile fiscale<\/strong> \u0219i \u00een disputele cu autorit\u0103\u021bile fiscale.<\/li><\/ul><p>Avoca\u021bii no\u0219tri specializa\u021bi \u00een drept corporativ ac\u021bioneaz\u0103 \u00eempreun\u0103 cu dumneavoastr\u0103 ca o singur\u0103 echip\u0103, av\u00e2nd obiectivul de a ob\u021bine cel mai bun rezultat posibil.<\/p>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-7845e0c\" data-id=\"7845e0c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-05925b4 elementor-widget elementor-widget-image\" data-id=\"05925b4\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1384\" height=\"1040\" src=\"https:\/\/www.chestor.md\/wp-content\/uploads\/2025\/12\/Consultanta-si-Reprezentare-Comerciala-in-Moldova.webp\" class=\"attachment-1536x1536 size-1536x1536 wp-image-1758\" alt=\"Consultan\u021b\u0103 \u0219i Reprezentare Comercial\u0103 \u00een Moldova\" srcset=\"https:\/\/www.chestor.md\/wp-content\/uploads\/2025\/12\/Consultanta-si-Reprezentare-Comerciala-in-Moldova.webp 1384w, https:\/\/www.chestor.md\/wp-content\/uploads\/2025\/12\/Consultanta-si-Reprezentare-Comerciala-in-Moldova-300x225.webp 300w, https:\/\/www.chestor.md\/wp-content\/uploads\/2025\/12\/Consultanta-si-Reprezentare-Comerciala-in-Moldova-1024x769.webp 1024w, https:\/\/www.chestor.md\/wp-content\/uploads\/2025\/12\/Consultanta-si-Reprezentare-Comerciala-in-Moldova-768x577.webp 768w, https:\/\/www.chestor.md\/wp-content\/uploads\/2025\/12\/Consultanta-si-Reprezentare-Comerciala-in-Moldova-16x12.webp 16w\" sizes=\"(max-width: 1384px) 100vw, 1384px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"wd-negative-gap elementor-section elementor-top-section elementor-element 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--chestor-text-dark: #1a2e2b;\r\n  --chestor-text-muted: #5a6f6c;\r\n  --chestor-border: #e0e8e7;\r\n  --chestor-shadow: 0 4px 24px rgba(2, 96, 87, 0.12);\r\n  --chestor-shadow-hover: 0 8px 40px rgba(2, 96, 87, 0.2);\r\n  --chestor-radius: 16px;\r\n  --chestor-radius-sm: 10px;\r\n  --chestor-transition: all 0.35s cubic-bezier(0.4, 0, 0.2, 1);\r\n}\r\n\r\n* {\r\n  box-sizing: border-box;\r\n}\r\n\r\n.chestor-widget {\r\n  font-family: 'Source Sans Pro', -apple-system, BlinkMacSystemFont, sans-serif;\r\n  max-width: 900px;\r\n  margin: 60px auto;\r\n  padding: 0 20px;\r\n  color: var(--chestor-text-dark);\r\n  line-height: 1.6;\r\n}\r\n\r\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 HEADER \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\r\n.chestor-widget__header {\r\n  text-align: center;\r\n  margin-bottom: 40px;\r\n  padding: 40px 30px;\r\n  background: linear-gradient(135deg, var(--chestor-primary) 0%, var(--chestor-primary-dark) 100%);\r\n  border-radius: var(--chestor-radius);\r\n  position: relative;\r\n  overflow: hidden;\r\n}\r\n\r\n.chestor-widget__header::before {\r\n  content: '';\r\n  position: absolute;\r\n  top: -50%;\r\n  right: -50%;\r\n  width: 100%;\r\n  height: 200%;\r\n  background: radial-gradient(circle, rgba(255,255,255,0.08) 0%, transparent 60%);\r\n  pointer-events: none;\r\n}\r\n\r\n.chestor-widget__header::after {\r\n  content: '';\r\n  position: absolute;\r\n  bottom: 0;\r\n  left: 0;\r\n  right: 0;\r\n  height: 4px;\r\n  background: linear-gradient(90deg, var(--chestor-gold) 0%, var(--chestor-accent) 50%, var(--chestor-gold) 100%);\r\n}\r\n\r\n.chestor-widget__icon {\r\n  width: 70px;\r\n  height: 70px;\r\n  margin: 0 auto 20px;\r\n  background: rgba(255,255,255,0.15);\r\n  border-radius: 50%;\r\n  display: flex;\r\n  align-items: center;\r\n  justify-content: center;\r\n  backdrop-filter: blur(10px);\r\n  border: 2px solid rgba(255,255,255,0.2);\r\n}\r\n\r\n.chestor-widget__icon svg {\r\n  width: 36px;\r\n  height: 36px;\r\n  fill: #fff;\r\n}\r\n\r\n.chestor-widget__title {\r\n  font-family: 'Montserrat', sans-serif;\r\n  font-size: clamp(1.4rem, 4vw, 1.75rem);\r\n  font-weight: 700;\r\n  color: #fff;\r\n  margin: 0 0 12px;\r\n  letter-spacing: -0.02em;\r\n}\r\n\r\n.chestor-widget__subtitle {\r\n  font-size: 1.05rem;\r\n  color: rgba(255,255,255,0.85);\r\n  margin: 0;\r\n  max-width: 500px;\r\n  margin-left: auto;\r\n  margin-right: auto;\r\n}\r\n\r\n.chestor-widget__timer {\r\n  display: inline-flex;\r\n  align-items: center;\r\n  gap: 8px;\r\n  margin-top: 20px;\r\n  padding: 8px 18px;\r\n  background: rgba(255,255,255,0.12);\r\n  border-radius: 30px;\r\n  font-size: 0.9rem;\r\n  color: rgba(255,255,255,0.9);\r\n  backdrop-filter: blur(10px);\r\n}\r\n\r\n.chestor-widget__timer svg {\r\n  width: 16px;\r\n  height: 16px;\r\n  fill: currentColor;\r\n}\r\n\r\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 PROGRESS BAR \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\r\n.chestor-progress {\r\n  margin-bottom: 35px;\r\n  padding: 0 10px;\r\n}\r\n\r\n.chestor-progress__bar {\r\n  height: 6px;\r\n  background: var(--chestor-border);\r\n  border-radius: 3px;\r\n  overflow: hidden;\r\n  position: relative;\r\n}\r\n\r\n.chestor-progress__fill {\r\n  height: 100%;\r\n  background: linear-gradient(90deg, var(--chestor-primary) 0%, var(--chestor-accent) 100%);\r\n  border-radius: 3px;\r\n  transition: width 0.5s cubic-bezier(0.4, 0, 0.2, 1);\r\n  position: relative;\r\n}\r\n\r\n.chestor-progress__fill::after {\r\n  content: '';\r\n  position: absolute;\r\n  top: 0;\r\n  left: 0;\r\n  right: 0;\r\n  bottom: 0;\r\n  background: linear-gradient(90deg, transparent, rgba(255,255,255,0.4), transparent);\r\n  animation: chestor-shimmer 2s infinite;\r\n}\r\n\r\n@keyframes chestor-shimmer {\r\n  0% { transform: translateX(-100%); }\r\n  100% { transform: translateX(100%); }\r\n}\r\n\r\n.chestor-progress__steps {\r\n  display: flex;\r\n  justify-content: space-between;\r\n  margin-top: 12px;\r\n}\r\n\r\n.chestor-progress__step {\r\n  display: flex;\r\n  flex-direction: column;\r\n  align-items: center;\r\n  gap: 6px;\r\n  flex: 1;\r\n}\r\n\r\n.chestor-progress__dot {\r\n  width: 28px;\r\n  height: 28px;\r\n  border-radius: 50%;\r\n  background: var(--chestor-bg-card);\r\n  border: 2px solid var(--chestor-border);\r\n  display: flex;\r\n  align-items: center;\r\n  justify-content: center;\r\n  font-family: 'Montserrat', sans-serif;\r\n  font-size: 0.75rem;\r\n  font-weight: 600;\r\n  color: var(--chestor-text-muted);\r\n  transition: var(--chestor-transition);\r\n}\r\n\r\n.chestor-progress__step--active .chestor-progress__dot {\r\n  background: var(--chestor-primary);\r\n  border-color: var(--chestor-primary);\r\n  color: #fff;\r\n  box-shadow: 0 0 0 4px rgba(2, 96, 87, 0.2);\r\n}\r\n\r\n.chestor-progress__step--completed .chestor-progress__dot {\r\n  background: var(--chestor-success);\r\n  border-color: var(--chestor-success);\r\n  color: #fff;\r\n}\r\n\r\n.chestor-progress__label {\r\n  font-size: 0.75rem;\r\n  color: var(--chestor-text-muted);\r\n  text-align: center;\r\n  transition: var(--chestor-transition);\r\n}\r\n\r\n.chestor-progress__step--active .chestor-progress__label {\r\n  color: var(--chestor-primary);\r\n  font-weight: 600;\r\n}\r\n\r\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 CARD CONTAINER \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\r\n.chestor-card {\r\n  background: var(--chestor-bg-card);\r\n  border-radius: var(--chestor-radius);\r\n  box-shadow: var(--chestor-shadow);\r\n  padding: 40px;\r\n  position: relative;\r\n  overflow: hidden;\r\n}\r\n\r\n.chestor-card::before {\r\n  content: '';\r\n  position: absolute;\r\n  top: 0;\r\n  left: 0;\r\n  right: 0;\r\n  height: 4px;\r\n  background: linear-gradient(90deg, var(--chestor-primary) 0%, var(--chestor-accent) 100%);\r\n}\r\n\r\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 STEP CONTENT \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\r\n.chestor-step {\r\n  display: none;\r\n  animation: chestor-fadeIn 0.4s ease-out;\r\n}\r\n\r\n.chestor-step--active {\r\n  display: block;\r\n}\r\n\r\n@keyframes chestor-fadeIn {\r\n  from {\r\n    opacity: 0;\r\n    transform: translateY(15px);\r\n  }\r\n  to {\r\n    opacity: 1;\r\n    transform: translateY(0);\r\n  }\r\n}\r\n\r\n.chestor-step__title {\r\n  font-family: 'Montserrat', sans-serif;\r\n  font-size: 1.35rem;\r\n  font-weight: 700;\r\n  color: var(--chestor-text-dark);\r\n  margin: 0 0 8px;\r\n}\r\n\r\n.chestor-step__description {\r\n  font-size: 1rem;\r\n  color: var(--chestor-text-muted);\r\n  margin: 0 0 30px;\r\n}\r\n\r\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 FORM GRID \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\r\n.chestor-form-grid {\r\n  display: grid;\r\n  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));\r\n  gap: 24px;\r\n  margin-bottom: 24px;\r\n}\r\n\r\n.chestor-field {\r\n  margin-bottom: 24px;\r\n}\r\n\r\n.chestor-field__label {\r\n  display: block;\r\n  font-family: 'Montserrat', sans-serif;\r\n  font-size: 0.95rem;\r\n  font-weight: 600;\r\n  color: var(--chestor-text-dark);\r\n  margin-bottom: 12px;\r\n}\r\n\r\n.chestor-field__select {\r\n  width: 100%;\r\n  padding: 14px 16px;\r\n  border: 2px solid var(--chestor-border);\r\n  border-radius: var(--chestor-radius-sm);\r\n  font-family: inherit;\r\n  font-size: 1rem;\r\n  color: var(--chestor-text-dark);\r\n  background: #fff;\r\n  cursor: pointer;\r\n  transition: var(--chestor-transition);\r\n  appearance: none;\r\n  background-image: url(\"data:image\/svg+xml,%3Csvg xmlns='http:\/\/www.w3.org\/2000\/svg' width='24' height='24' viewBox='0 0 24 24' fill='%235a6f6c'%3E%3Cpath d='M7 10l5 5 5-5z'\/%3E%3C\/svg%3E\");\r\n  background-repeat: no-repeat;\r\n  background-position: right 12px center;\r\n}\r\n\r\n.chestor-field__select:focus {\r\n  outline: none;\r\n  border-color: var(--chestor-primary);\r\n  box-shadow: 0 0 0 4px rgba(2, 96, 87, 0.1);\r\n}\r\n\r\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 SELECT GROUP \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\r\n.chestor-select-group {\r\n  display: flex;\r\n  flex-wrap: wrap;\r\n  gap: 10px;\r\n}\r\n\r\n.chestor-select-group--vertical {\r\n  flex-direction: column;\r\n}\r\n\r\n.chestor-select-option {\r\n  position: relative;\r\n  cursor: pointer;\r\n}\r\n\r\n.chestor-select-option__input {\r\n  position: absolute;\r\n  opacity: 0;\r\n  cursor: pointer;\r\n}\r\n\r\n.chestor-select-option__box {\r\n  display: inline-flex;\r\n  flex-direction: column;\r\n  padding: 12px 20px;\r\n  background: var(--chestor-bg-light);\r\n  border: 2px solid var(--chestor-border);\r\n  border-radius: var(--chestor-radius-sm);\r\n  font-size: 0.95rem;\r\n  color: var(--chestor-text-dark);\r\n  transition: var(--chestor-transition);\r\n  text-align: center;\r\n}\r\n\r\n.chestor-select-option__input:checked + .chestor-select-option__box {\r\n  border-color: var(--chestor-primary);\r\n  background: var(--chestor-primary);\r\n  color: #fff;\r\n}\r\n\r\n.chestor-select-option:hover .chestor-select-option__box {\r\n  border-color: var(--chestor-primary);\r\n}\r\n\r\n.chestor-select-option--full .chestor-select-option__box {\r\n  width: 100%;\r\n  text-align: left;\r\n  padding: 16px 20px;\r\n}\r\n\r\n.chestor-select-option__title {\r\n  font-weight: 600;\r\n  margin-bottom: 4px;\r\n}\r\n\r\n.chestor-select-option__desc {\r\n  font-size: 0.85rem;\r\n  opacity: 0.8;\r\n}\r\n\r\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 INFO BOX \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\r\n.chestor-info-box {\r\n  display: flex;\r\n  gap: 14px;\r\n  padding: 18px 20px;\r\n  background: linear-gradient(135deg, rgba(2, 96, 87, 0.08) 0%, rgba(2, 96, 87, 0.03) 100%);\r\n  border-left: 4px solid var(--chestor-primary);\r\n  border-radius: 0 var(--chestor-radius-sm) var(--chestor-radius-sm) 0;\r\n  margin-top: 20px;\r\n}\r\n\r\n.chestor-info-box__icon {\r\n  width: 24px;\r\n  height: 24px;\r\n  min-width: 24px;\r\n  fill: var(--chestor-primary);\r\n}\r\n\r\n.chestor-info-box__text {\r\n  font-size: 0.9rem;\r\n  color: var(--chestor-text-dark);\r\n  margin: 0;\r\n  line-height: 1.5;\r\n}\r\n\r\n.chestor-info-box__text strong {\r\n  color: var(--chestor-primary);\r\n}\r\n\r\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 RISK LABELS \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\r\n.chestor-option__risk {\r\n  margin-left: auto;\r\n  padding: 4px 12px;\r\n  border-radius: 20px;\r\n  font-size: 0.75rem;\r\n  font-weight: 600;\r\n  text-transform: uppercase;\r\n  letter-spacing: 0.05em;\r\n  white-space: nowrap;\r\n  align-self: center;\r\n}\r\n\r\n.chestor-option__risk--critical {\r\n  background: rgba(220, 53, 69, 0.15);\r\n  color: var(--chestor-danger);\r\n}\r\n\r\n.chestor-option__risk--high {\r\n  background: rgba(245, 158, 11, 0.15);\r\n  color: #d97706;\r\n}\r\n\r\n.chestor-option__risk--medium {\r\n  background: rgba(245, 158, 11, 0.1);\r\n  color: var(--chestor-warning);\r\n}\r\n\r\n.chestor-option__risk--low {\r\n  background: rgba(16, 185, 129, 0.15);\r\n  color: var(--chestor-success);\r\n}\r\n\r\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 EXPERT NOTE \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\r\n.chestor-expert-note {\r\n  display: flex;\r\n  gap: 16px;\r\n  padding: 20px;\r\n  background: linear-gradient(135deg, #fef3c7 0%, #fef9e7 100%);\r\n  border-radius: var(--chestor-radius-sm);\r\n  margin-top: 20px;\r\n  border: 1px solid #fcd34d;\r\n}\r\n\r\n.chestor-expert-note__avatar {\r\n  width: 48px;\r\n  height: 48px;\r\n  min-width: 48px;\r\n  background: var(--chestor-primary);\r\n  border-radius: 50%;\r\n  display: flex;\r\n  align-items: center;\r\n  justify-content: center;\r\n}\r\n\r\n.chestor-expert-note__avatar svg {\r\n  width: 28px;\r\n  height: 28px;\r\n  fill: #fff;\r\n}\r\n\r\n.chestor-expert-note__content {\r\n  flex: 1;\r\n}\r\n\r\n.chestor-expert-note__title {\r\n  font-family: 'Montserrat', sans-serif;\r\n  font-size: 0.9rem;\r\n  font-weight: 700;\r\n  color: var(--chestor-primary);\r\n  margin: 0 0 6px;\r\n}\r\n\r\n.chestor-expert-note__text {\r\n  font-size: 0.9rem;\r\n  color: var(--chestor-text-dark);\r\n  margin: 0;\r\n  line-height: 1.5;\r\n}\r\n\r\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 STAT BOX \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\r\n.chestor-stat-box {\r\n  display: grid;\r\n  grid-template-columns: repeat(3, 1fr);\r\n  gap: 16px;\r\n  margin-top: 24px;\r\n  padding: 20px;\r\n  background: var(--chestor-bg-light);\r\n  border-radius: var(--chestor-radius-sm);\r\n}\r\n\r\n.chestor-stat-box__item {\r\n  text-align: center;\r\n}\r\n\r\n.chestor-stat-box__value {\r\n  display: block;\r\n  font-family: 'Montserrat', sans-serif;\r\n  font-size: 1.5rem;\r\n  font-weight: 800;\r\n  color: var(--chestor-primary);\r\n  margin-bottom: 4px;\r\n}\r\n\r\n.chestor-stat-box__label {\r\n  font-size: 0.8rem;\r\n  color: var(--chestor-text-muted);\r\n  line-height: 1.3;\r\n}\r\n\r\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 CHECKBOX INLINE \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\r\n.chestor-checkboxes-inline {\r\n  display: flex;\r\n  flex-wrap: wrap;\r\n  gap: 12px;\r\n}\r\n\r\n.chestor-checkbox-inline {\r\n  display: flex;\r\n  align-items: center;\r\n  gap: 8px;\r\n  cursor: pointer;\r\n}\r\n\r\n.chestor-checkbox-inline__input {\r\n  position: absolute;\r\n  opacity: 0;\r\n}\r\n\r\n.chestor-checkbox-inline__box {\r\n  width: 20px;\r\n  height: 20px;\r\n  border: 2px solid var(--chestor-border);\r\n  border-radius: 4px;\r\n  transition: var(--chestor-transition);\r\n  position: relative;\r\n}\r\n\r\n.chestor-checkbox-inline__input:checked + .chestor-checkbox-inline__box {\r\n  background: var(--chestor-primary);\r\n  border-color: var(--chestor-primary);\r\n}\r\n\r\n.chestor-checkbox-inline__input:checked + .chestor-checkbox-inline__box::after {\r\n  content: '';\r\n  position: absolute;\r\n  left: 5px;\r\n  top: 2px;\r\n  width: 5px;\r\n  height: 9px;\r\n  border: solid #fff;\r\n  border-width: 0 2px 2px 0;\r\n  transform: rotate(45deg);\r\n}\r\n\r\n.chestor-checkbox-inline__text {\r\n  font-size: 0.9rem;\r\n  color: var(--chestor-text-dark);\r\n}\r\n\r\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 RADIO OPTIONS \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\r\n.chestor-options {\r\n  display: flex;\r\n  flex-direction: column;\r\n  gap: 14px;\r\n}\r\n\r\n.chestor-option {\r\n  position: relative;\r\n}\r\n\r\n.chestor-option__input {\r\n  position: absolute;\r\n  opacity: 0;\r\n  cursor: pointer;\r\n}\r\n\r\n.chestor-option__label {\r\n  display: flex;\r\n  align-items: flex-start;\r\n  gap: 16px;\r\n  padding: 20px 24px;\r\n  background: var(--chestor-bg-light);\r\n  border: 2px solid transparent;\r\n  border-radius: var(--chestor-radius-sm);\r\n  cursor: pointer;\r\n  transition: var(--chestor-transition);\r\n}\r\n\r\n.chestor-option__label:hover {\r\n  border-color: var(--chestor-primary);\r\n  background: #fff;\r\n  transform: translateX(4px);\r\n}\r\n\r\n.chestor-option__input:checked + .chestor-option__label {\r\n  border-color: var(--chestor-primary);\r\n  background: linear-gradient(135deg, rgba(2, 96, 87, 0.05) 0%, rgba(0, 168, 150, 0.05) 100%);\r\n  box-shadow: 0 4px 16px rgba(2, 96, 87, 0.1);\r\n}\r\n\r\n.chestor-option__radio {\r\n  width: 24px;\r\n  height: 24px;\r\n  min-width: 24px;\r\n  border: 2px solid var(--chestor-border);\r\n  border-radius: 50%;\r\n  display: flex;\r\n  align-items: center;\r\n  justify-content: center;\r\n  transition: var(--chestor-transition);\r\n  margin-top: 2px;\r\n}\r\n\r\n.chestor-option__input:checked + .chestor-option__label .chestor-option__radio {\r\n  border-color: var(--chestor-primary);\r\n  background: var(--chestor-primary);\r\n}\r\n\r\n.chestor-option__radio::after {\r\n  content: '';\r\n  width: 8px;\r\n  height: 8px;\r\n  background: #fff;\r\n  border-radius: 50%;\r\n  opacity: 0;\r\n  transform: scale(0);\r\n  transition: var(--chestor-transition);\r\n}\r\n\r\n.chestor-option__input:checked + .chestor-option__label .chestor-option__radio::after {\r\n  opacity: 1;\r\n  transform: scale(1);\r\n}\r\n\r\n.chestor-option__content {\r\n  flex: 1;\r\n}\r\n\r\n.chestor-option__title {\r\n  font-family: 'Montserrat', sans-serif;\r\n  font-size: 1rem;\r\n  font-weight: 600;\r\n  color: var(--chestor-text-dark);\r\n  margin: 0 0 4px;\r\n}\r\n\r\n.chestor-option__desc {\r\n  font-size: 0.9rem;\r\n  color: var(--chestor-text-muted);\r\n  margin: 0;\r\n}\r\n\r\n.chestor-option__icon {\r\n  width: 44px;\r\n  height: 44px;\r\n  min-width: 44px;\r\n  background: var(--chestor-primary);\r\n  border-radius: 10px;\r\n  display: flex;\r\n  align-items: center;\r\n  justify-content: center;\r\n  margin-top: 2px;\r\n}\r\n\r\n.chestor-option__icon svg {\r\n  width: 22px;\r\n  height: 22px;\r\n  fill: #fff;\r\n}\r\n\r\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 CHECKBOX OPTIONS \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\r\n.chestor-checkboxes {\r\n  display: grid;\r\n  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));\r\n  gap: 14px;\r\n}\r\n\r\n.chestor-checkbox {\r\n  position: relative;\r\n}\r\n\r\n.chestor-checkbox__input {\r\n  position: absolute;\r\n  opacity: 0;\r\n  cursor: pointer;\r\n}\r\n\r\n.chestor-checkbox__label {\r\n  display: flex;\r\n  align-items: center;\r\n  gap: 14px;\r\n  padding: 18px 20px;\r\n  background: var(--chestor-bg-light);\r\n  border: 2px solid transparent;\r\n  border-radius: var(--chestor-radius-sm);\r\n  cursor: pointer;\r\n  transition: var(--chestor-transition);\r\n  min-height: 70px;\r\n}\r\n\r\n.chestor-checkbox__label:hover {\r\n  border-color: var(--chestor-primary);\r\n  background: #fff;\r\n}\r\n\r\n.chestor-checkbox__input:checked + .chestor-checkbox__label {\r\n  border-color: var(--chestor-primary);\r\n  background: linear-gradient(135deg, rgba(2, 96, 87, 0.05) 0%, rgba(0, 168, 150, 0.05) 100%);\r\n}\r\n\r\n.chestor-checkbox__box {\r\n  width: 22px;\r\n  height: 22px;\r\n  min-width: 22px;\r\n  border: 2px solid var(--chestor-border);\r\n  border-radius: 6px;\r\n  display: flex;\r\n  align-items: center;\r\n  justify-content: center;\r\n  transition: var(--chestor-transition);\r\n}\r\n\r\n.chestor-checkbox__input:checked + .chestor-checkbox__label .chestor-checkbox__box {\r\n  border-color: var(--chestor-primary);\r\n  background: var(--chestor-primary);\r\n}\r\n\r\n.chestor-checkbox__box svg {\r\n  width: 14px;\r\n  height: 14px;\r\n  fill: #fff;\r\n  opacity: 0;\r\n  transform: scale(0);\r\n  transition: var(--chestor-transition);\r\n}\r\n\r\n.chestor-checkbox__input:checked + .chestor-checkbox__label .chestor-checkbox__box svg {\r\n  opacity: 1;\r\n  transform: scale(1);\r\n}\r\n\r\n.chestor-checkbox__text {\r\n  font-size: 0.95rem;\r\n  color: var(--chestor-text-dark);\r\n  font-weight: 500;\r\n}\r\n\r\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 HINT BOX \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\r\n.chestor-hint {\r\n  margin-top: 20px;\r\n  padding: 16px 20px;\r\n  background: linear-gradient(135deg, rgba(245, 158, 11, 0.1) 0%, rgba(245, 158, 11, 0.05) 100%);\r\n  border-left: 4px solid var(--chestor-warning);\r\n  border-radius: 0 var(--chestor-radius-sm) var(--chestor-radius-sm) 0;\r\n  display: none;\r\n  animation: chestor-fadeIn 0.3s ease-out;\r\n}\r\n\r\n.chestor-hint--visible {\r\n  display: flex;\r\n  gap: 12px;\r\n  align-items: flex-start;\r\n}\r\n\r\n.chestor-hint__icon {\r\n  width: 24px;\r\n  height: 24px;\r\n  min-width: 24px;\r\n  fill: var(--chestor-warning);\r\n}\r\n\r\n.chestor-hint__text {\r\n  font-size: 0.9rem;\r\n  color: var(--chestor-text-dark);\r\n  margin: 0;\r\n}\r\n\r\n.chestor-hint__text strong {\r\n  color: var(--chestor-warning);\r\n}\r\n\r\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 NAVIGATION BUTTONS \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\r\n.chestor-nav {\r\n  display: flex;\r\n  justify-content: space-between;\r\n  align-items: center;\r\n  margin-top: 35px;\r\n  padding-top: 25px;\r\n  border-top: 1px solid var(--chestor-border);\r\n}\r\n\r\n.chestor-btn {\r\n  font-family: 'Montserrat', sans-serif;\r\n  font-size: 0.95rem;\r\n  font-weight: 600;\r\n  padding: 14px 28px;\r\n  border-radius: var(--chestor-radius-sm);\r\n  border: none;\r\n  cursor: pointer;\r\n  transition: var(--chestor-transition);\r\n  display: inline-flex;\r\n  align-items: center;\r\n  gap: 10px;\r\n}\r\n\r\n.chestor-btn svg {\r\n  width: 18px;\r\n  height: 18px;\r\n  fill: currentColor;\r\n  transition: var(--chestor-transition);\r\n}\r\n\r\n.chestor-btn--back {\r\n  background: transparent;\r\n  color: var(--chestor-text-muted);\r\n  padding-left: 0;\r\n}\r\n\r\n.chestor-btn--back:hover {\r\n  color: var(--chestor-primary);\r\n}\r\n\r\n.chestor-btn--back:hover svg {\r\n  transform: translateX(-4px);\r\n}\r\n\r\n.chestor-btn--next {\r\n  background: linear-gradient(135deg, var(--chestor-primary) 0%, var(--chestor-primary-light) 100%);\r\n  color: #fff;\r\n  box-shadow: 0 4px 16px rgba(2, 96, 87, 0.3);\r\n}\r\n\r\n.chestor-btn--next:hover {\r\n  transform: translateY(-2px);\r\n  box-shadow: 0 6px 24px rgba(2, 96, 87, 0.4);\r\n}\r\n\r\n.chestor-btn--next:hover svg {\r\n  transform: translateX(4px);\r\n}\r\n\r\n.chestor-btn--next:disabled {\r\n  opacity: 0.5;\r\n  cursor: not-allowed;\r\n  transform: none;\r\n  box-shadow: none;\r\n}\r\n\r\n.chestor-btn--submit {\r\n  background: linear-gradient(135deg, var(--chestor-gold) 0%, #d4af37 100%);\r\n  color: #fff;\r\n  box-shadow: 0 4px 16px rgba(201, 162, 39, 0.3);\r\n}\r\n\r\n.chestor-btn--submit:hover {\r\n  transform: translateY(-2px);\r\n  box-shadow: 0 6px 24px rgba(201, 162, 39, 0.4);\r\n}\r\n\r\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 RESULTS SCREEN \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\r\n.chestor-results {\r\n  display: none;\r\n}\r\n\r\n.chestor-results--visible {\r\n  display: block;\r\n  animation: chestor-fadeIn 0.5s ease-out;\r\n}\r\n\r\n.chestor-results__header {\r\n  text-align: center;\r\n  margin-bottom: 35px;\r\n}\r\n\r\n.chestor-results__icon {\r\n  width: 80px;\r\n  height: 80px;\r\n  margin: 0 auto 20px;\r\n  background: linear-gradient(135deg, var(--chestor-primary) 0%, var(--chestor-accent) 100%);\r\n  border-radius: 50%;\r\n  display: flex;\r\n  align-items: center;\r\n  justify-content: center;\r\n  box-shadow: 0 8px 32px rgba(2, 96, 87, 0.25);\r\n}\r\n\r\n.chestor-results__icon svg {\r\n  width: 40px;\r\n  height: 40px;\r\n  fill: #fff;\r\n}\r\n\r\n.chestor-results__title {\r\n  font-family: 'Montserrat', sans-serif;\r\n  font-size: 1.5rem;\r\n  font-weight: 700;\r\n  color: var(--chestor-text-dark);\r\n  margin: 0 0 8px;\r\n}\r\n\r\n.chestor-results__subtitle {\r\n  font-size: 1rem;\r\n  color: var(--chestor-text-muted);\r\n  margin: 0;\r\n}\r\n\r\n\/* Risk Level Indicator *\/\r\n.chestor-risk-level {\r\n  background: var(--chestor-bg-light);\r\n  border-radius: var(--chestor-radius-sm);\r\n  padding: 25px;\r\n  margin-bottom: 30px;\r\n  text-align: center;\r\n}\r\n\r\n.chestor-risk-level__label {\r\n  font-size: 0.85rem;\r\n  color: var(--chestor-text-muted);\r\n  text-transform: uppercase;\r\n  letter-spacing: 0.1em;\r\n  margin: 0 0 10px;\r\n}\r\n\r\n.chestor-risk-level__value {\r\n  font-family: 'Montserrat', sans-serif;\r\n  font-size: 2rem;\r\n  font-weight: 800;\r\n  margin: 0 0 15px;\r\n}\r\n\r\n.chestor-risk-level--high .chestor-risk-level__value {\r\n  color: var(--chestor-danger);\r\n}\r\n\r\n.chestor-risk-level--medium .chestor-risk-level__value {\r\n  color: var(--chestor-warning);\r\n}\r\n\r\n.chestor-risk-level--low .chestor-risk-level__value {\r\n  color: var(--chestor-success);\r\n}\r\n\r\n.chestor-risk-level__meter {\r\n  height: 10px;\r\n  background: var(--chestor-border);\r\n  border-radius: 5px;\r\n  overflow: hidden;\r\n  max-width: 300px;\r\n  margin: 0 auto;\r\n}\r\n\r\n.chestor-risk-level__fill {\r\n  height: 100%;\r\n  border-radius: 5px;\r\n  transition: width 1s ease-out;\r\n}\r\n\r\n.chestor-risk-level--high .chestor-risk-level__fill {\r\n  background: linear-gradient(90deg, var(--chestor-warning), var(--chestor-danger));\r\n}\r\n\r\n.chestor-risk-level--medium .chestor-risk-level__fill {\r\n  background: linear-gradient(90deg, var(--chestor-success), var(--chestor-warning));\r\n}\r\n\r\n.chestor-risk-level--low .chestor-risk-level__fill {\r\n  background: var(--chestor-success);\r\n}\r\n\r\n\/* Risk Items *\/\r\n.chestor-risks {\r\n  margin-bottom: 30px;\r\n}\r\n\r\n.chestor-risks__title {\r\n  font-family: 'Montserrat', sans-serif;\r\n  font-size: 1.1rem;\r\n  font-weight: 700;\r\n  color: var(--chestor-text-dark);\r\n  margin: 0 0 16px;\r\n  display: flex;\r\n  align-items: center;\r\n  gap: 10px;\r\n}\r\n\r\n.chestor-risks__title svg {\r\n  width: 22px;\r\n  height: 22px;\r\n  fill: var(--chestor-danger);\r\n}\r\n\r\n.chestor-risk-item {\r\n  display: flex;\r\n  flex-direction: column;\r\n  gap: 10px;\r\n  padding: 20px;\r\n  background: #fff;\r\n  border-radius: var(--chestor-radius-sm);\r\n  margin-bottom: 16px;\r\n  border: 1px solid var(--chestor-border);\r\n  border-left: 4px solid var(--chestor-warning);\r\n  transition: var(--chestor-transition);\r\n}\r\n\r\n.chestor-risk-item:hover {\r\n  box-shadow: var(--chestor-shadow);\r\n}\r\n\r\n.chestor-risk-item--critical {\r\n  border-left-color: var(--chestor-danger);\r\n  background: linear-gradient(135deg, rgba(220, 53, 69, 0.04) 0%, #fff 100%);\r\n}\r\n\r\n.chestor-risk-item--high {\r\n  border-left-color: #d97706;\r\n  background: linear-gradient(135deg, rgba(245, 158, 11, 0.04) 0%, #fff 100%);\r\n}\r\n\r\n.chestor-risk-item--medium {\r\n  border-left-color: var(--chestor-warning);\r\n  background: linear-gradient(135deg, rgba(245, 158, 11, 0.02) 0%, #fff 100%);\r\n}\r\n\r\n.chestor-risk-item__header {\r\n  display: flex;\r\n  justify-content: space-between;\r\n  align-items: center;\r\n  flex-wrap: wrap;\r\n  gap: 8px;\r\n}\r\n\r\n.chestor-risk-item__category {\r\n  font-size: 0.75rem;\r\n  font-weight: 600;\r\n  text-transform: uppercase;\r\n  letter-spacing: 0.08em;\r\n  color: var(--chestor-text-muted);\r\n  background: var(--chestor-bg-light);\r\n  padding: 4px 10px;\r\n  border-radius: 4px;\r\n}\r\n\r\n.chestor-risk-item__level {\r\n  font-size: 0.7rem;\r\n  font-weight: 700;\r\n  text-transform: uppercase;\r\n  letter-spacing: 0.05em;\r\n  padding: 4px 10px;\r\n  border-radius: 4px;\r\n}\r\n\r\n.chestor-risk-item__level--critical {\r\n  background: rgba(220, 53, 69, 0.15);\r\n  color: var(--chestor-danger);\r\n}\r\n\r\n.chestor-risk-item__level--high {\r\n  background: rgba(217, 119, 6, 0.15);\r\n  color: #d97706;\r\n}\r\n\r\n.chestor-risk-item__level--medium {\r\n  background: rgba(245, 158, 11, 0.15);\r\n  color: var(--chestor-warning);\r\n}\r\n\r\n.chestor-risk-item__title {\r\n  font-family: 'Montserrat', sans-serif;\r\n  font-size: 1rem;\r\n  font-weight: 700;\r\n  color: var(--chestor-text-dark);\r\n  margin: 0;\r\n  line-height: 1.4;\r\n}\r\n\r\n.chestor-risk-item__desc {\r\n  font-size: 0.9rem;\r\n  color: var(--chestor-text-muted);\r\n  margin: 0;\r\n  line-height: 1.5;\r\n}\r\n\r\n.chestor-risk-item__exposure {\r\n  display: flex;\r\n  flex-wrap: wrap;\r\n  align-items: center;\r\n  gap: 8px 16px;\r\n  padding: 12px 16px;\r\n  background: var(--chestor-bg-light);\r\n  border-radius: 8px;\r\n  margin-top: 6px;\r\n}\r\n\r\n.chestor-risk-item__exposure-label {\r\n  font-size: 0.8rem;\r\n  color: var(--chestor-text-muted);\r\n}\r\n\r\n.chestor-risk-item__exposure-value {\r\n  font-family: 'Montserrat', sans-serif;\r\n  font-size: 1rem;\r\n  font-weight: 700;\r\n  color: var(--chestor-danger);\r\n}\r\n\r\n.chestor-risk-item__exposure-prob {\r\n  font-size: 0.8rem;\r\n  color: var(--chestor-text-muted);\r\n  margin-left: auto;\r\n  background: rgba(2, 96, 87, 0.1);\r\n  padding: 2px 8px;\r\n  border-radius: 4px;\r\n}\r\n\r\n\/* Recommendations *\/\r\n.chestor-recommendations {\r\n  margin-bottom: 30px;\r\n}\r\n\r\n.chestor-recommendations__title {\r\n  font-family: 'Montserrat', sans-serif;\r\n  font-size: 1.1rem;\r\n  font-weight: 700;\r\n  color: var(--chestor-text-dark);\r\n  margin: 0 0 16px;\r\n  display: flex;\r\n  align-items: center;\r\n  gap: 10px;\r\n}\r\n\r\n.chestor-recommendations__title svg {\r\n  width: 22px;\r\n  height: 22px;\r\n  fill: var(--chestor-success);\r\n}\r\n\r\n.chestor-recommendation {\r\n  display: flex;\r\n  gap: 16px;\r\n  padding: 20px;\r\n  background: var(--chestor-bg-light);\r\n  border-radius: var(--chestor-radius-sm);\r\n  margin-bottom: 12px;\r\n  border: 1px solid var(--chestor-border);\r\n  transition: var(--chestor-transition);\r\n}\r\n\r\n.chestor-recommendation:hover {\r\n  border-color: var(--chestor-primary);\r\n  box-shadow: var(--chestor-shadow);\r\n}\r\n\r\n.chestor-recommendation__icon {\r\n  width: 48px;\r\n  height: 48px;\r\n  min-width: 48px;\r\n  background: var(--chestor-primary);\r\n  border-radius: 10px;\r\n  display: flex;\r\n  align-items: center;\r\n  justify-content: center;\r\n}\r\n\r\n.chestor-recommendation__icon svg {\r\n  width: 24px;\r\n  height: 24px;\r\n  fill: #fff;\r\n}\r\n\r\n.chestor-recommendation__content {\r\n  flex: 1;\r\n}\r\n\r\n.chestor-recommendation__name {\r\n  font-family: 'Montserrat', sans-serif;\r\n  font-size: 1rem;\r\n  font-weight: 600;\r\n  color: var(--chestor-text-dark);\r\n  margin: 0 0 6px;\r\n}\r\n\r\n.chestor-recommendation__desc {\r\n  font-size: 0.9rem;\r\n  color: var(--chestor-text-muted);\r\n  margin: 0;\r\n}\r\n\r\n\/* Savings Box *\/\r\n.chestor-savings {\r\n  background: linear-gradient(135deg, var(--chestor-primary) 0%, var(--chestor-primary-dark) 100%);\r\n  border-radius: var(--chestor-radius-sm);\r\n  padding: 25px;\r\n  color: #fff;\r\n  text-align: center;\r\n  margin-bottom: 30px;\r\n  position: relative;\r\n  overflow: hidden;\r\n}\r\n\r\n.chestor-savings::before {\r\n  content: '';\r\n  position: absolute;\r\n  top: -50%;\r\n  right: -30%;\r\n  width: 100%;\r\n  height: 200%;\r\n  background: radial-gradient(circle, rgba(255,255,255,0.1) 0%, transparent 50%);\r\n  pointer-events: none;\r\n}\r\n\r\n.chestor-savings__label {\r\n  font-size: 0.85rem;\r\n  text-transform: uppercase;\r\n  letter-spacing: 0.1em;\r\n  opacity: 0.85;\r\n  margin: 0 0 8px;\r\n}\r\n\r\n.chestor-savings__value {\r\n  font-family: 'Montserrat', sans-serif;\r\n  font-size: 2.2rem;\r\n  font-weight: 800;\r\n  margin: 0 0 8px;\r\n}\r\n\r\n.chestor-savings__note {\r\n  font-size: 0.9rem;\r\n  opacity: 0.85;\r\n  margin: 0;\r\n}\r\n\r\n\/* CTA Form *\/\r\n.chestor-cta {\r\n  background: var(--chestor-bg-light);\r\n  border-radius: var(--chestor-radius-sm);\r\n  padding: 30px;\r\n  border: 2px dashed var(--chestor-border);\r\n}\r\n\r\n.chestor-cta__title {\r\n  font-family: 'Montserrat', sans-serif;\r\n  font-size: 1.15rem;\r\n  font-weight: 700;\r\n  color: var(--chestor-text-dark);\r\n  margin: 0 0 6px;\r\n  text-align: center;\r\n}\r\n\r\n.chestor-cta__subtitle {\r\n  font-size: 0.95rem;\r\n  color: var(--chestor-text-muted);\r\n  margin: 0 0 25px;\r\n  text-align: center;\r\n}\r\n\r\n.chestor-form {\r\n  display: grid;\r\n  gap: 16px;\r\n}\r\n\r\n.chestor-form__row {\r\n  display: grid;\r\n  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));\r\n  gap: 16px;\r\n}\r\n\r\n.chestor-form__group {\r\n  display: flex;\r\n  flex-direction: column;\r\n  gap: 6px;\r\n}\r\n\r\n.chestor-form__label {\r\n  font-size: 0.85rem;\r\n  font-weight: 600;\r\n  color: var(--chestor-text-dark);\r\n}\r\n\r\n.chestor-form__label span {\r\n  color: var(--chestor-danger);\r\n}\r\n\r\n.chestor-form__input,\r\n.chestor-form__textarea {\r\n  padding: 14px 16px;\r\n  border: 2px solid var(--chestor-border);\r\n  border-radius: var(--chestor-radius-sm);\r\n  font-family: inherit;\r\n  font-size: 1rem;\r\n  color: var(--chestor-text-dark);\r\n  transition: var(--chestor-transition);\r\n  background: #fff;\r\n}\r\n\r\n.chestor-form__input:focus,\r\n.chestor-form__textarea:focus {\r\n  outline: none;\r\n  border-color: var(--chestor-primary);\r\n  box-shadow: 0 0 0 4px rgba(2, 96, 87, 0.1);\r\n}\r\n\r\n.chestor-form__textarea {\r\n  min-height: 100px;\r\n  resize: vertical;\r\n}\r\n\r\n.chestor-form__submit {\r\n  font-family: 'Montserrat', sans-serif;\r\n  font-size: 1rem;\r\n  font-weight: 700;\r\n  padding: 16px 32px;\r\n  background: linear-gradient(135deg, var(--chestor-primary) 0%, var(--chestor-primary-light) 100%);\r\n  color: #fff;\r\n  border: none;\r\n  border-radius: var(--chestor-radius-sm);\r\n  cursor: pointer;\r\n  transition: var(--chestor-transition);\r\n  box-shadow: 0 4px 16px rgba(2, 96, 87, 0.3);\r\n  margin-top: 10px;\r\n}\r\n\r\n.chestor-form__submit:hover {\r\n  transform: translateY(-2px);\r\n  box-shadow: 0 6px 24px rgba(2, 96, 87, 0.4);\r\n}\r\n\r\n\/* Success Message *\/\r\n.chestor-success {\r\n  display: none;\r\n  text-align: center;\r\n  padding: 40px 20px;\r\n}\r\n\r\n.chestor-success--visible {\r\n  display: block;\r\n  animation: chestor-fadeIn 0.5s ease-out;\r\n}\r\n\r\n.chestor-success__icon {\r\n  width: 90px;\r\n  height: 90px;\r\n  margin: 0 auto 25px;\r\n  background: linear-gradient(135deg, var(--chestor-success) 0%, #059669 100%);\r\n  border-radius: 50%;\r\n  display: flex;\r\n  align-items: center;\r\n  justify-content: center;\r\n  box-shadow: 0 8px 32px rgba(16, 185, 129, 0.3);\r\n}\r\n\r\n.chestor-success__icon svg {\r\n  width: 45px;\r\n  height: 45px;\r\n  fill: #fff;\r\n}\r\n\r\n.chestor-success__title {\r\n  font-family: 'Montserrat', sans-serif;\r\n  font-size: 1.5rem;\r\n  font-weight: 700;\r\n  color: var(--chestor-text-dark);\r\n  margin: 0 0 12px;\r\n}\r\n\r\n.chestor-success__text {\r\n  font-size: 1rem;\r\n  color: var(--chestor-text-muted);\r\n  margin: 0 0 25px;\r\n  max-width: 400px;\r\n  margin-left: auto;\r\n  margin-right: auto;\r\n}\r\n\r\n.chestor-success__phone {\r\n  display: inline-flex;\r\n  align-items: center;\r\n  gap: 10px;\r\n  font-family: 'Montserrat', sans-serif;\r\n  font-size: 1.3rem;\r\n  font-weight: 700;\r\n  color: var(--chestor-primary);\r\n  text-decoration: none;\r\n  transition: var(--chestor-transition);\r\n}\r\n\r\n.chestor-success__phone:hover {\r\n  color: var(--chestor-primary-light);\r\n}\r\n\r\n.chestor-success__phone svg {\r\n  width: 24px;\r\n  height: 24px;\r\n  fill: currentColor;\r\n}\r\n\r\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 RESPONSIVE \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\r\n@media (max-width: 768px) {\r\n  .chestor-widget {\r\n    margin: 40px auto;\r\n    padding: 0 16px;\r\n  }\r\n  \r\n  .chestor-widget__header {\r\n    padding: 30px 20px;\r\n  }\r\n  \r\n  .chestor-widget__icon {\r\n    width: 60px;\r\n    height: 60px;\r\n  }\r\n  \r\n  .chestor-widget__icon svg {\r\n    width: 30px;\r\n    height: 30px;\r\n  }\r\n  \r\n  .chestor-card {\r\n    padding: 25px 20px;\r\n  }\r\n  \r\n  .chestor-progress__label {\r\n    display: none;\r\n  }\r\n  \r\n  .chestor-progress__dot {\r\n    width: 26px;\r\n    height: 26px;\r\n    font-size: 0.7rem;\r\n  }\r\n  \r\n  .chestor-option__label {\r\n    padding: 16px 18px;\r\n    flex-wrap: wrap;\r\n  }\r\n  \r\n  .chestor-option__icon {\r\n    display: none;\r\n  }\r\n  \r\n  .chestor-option__risk {\r\n    width: 100%;\r\n    text-align: center;\r\n    margin-top: 10px;\r\n    margin-left: 0;\r\n  }\r\n  \r\n  .chestor-checkboxes {\r\n    grid-template-columns: 1fr;\r\n  }\r\n  \r\n  .chestor-select-group {\r\n    flex-direction: column;\r\n  }\r\n  \r\n  .chestor-select-option__box {\r\n    width: 100%;\r\n  }\r\n  \r\n  .chestor-form-grid {\r\n    grid-template-columns: 1fr;\r\n  }\r\n  \r\n  .chestor-stat-box {\r\n    grid-template-columns: 1fr;\r\n    gap: 20px;\r\n  }\r\n  \r\n  .chestor-stat-box__item {\r\n    padding: 10px 0;\r\n    border-bottom: 1px solid var(--chestor-border);\r\n  }\r\n  \r\n  .chestor-stat-box__item:last-child {\r\n    border-bottom: none;\r\n  }\r\n  \r\n  .chestor-expert-note {\r\n    flex-direction: column;\r\n    text-align: center;\r\n  }\r\n  \r\n  .chestor-expert-note__avatar {\r\n    margin: 0 auto;\r\n  }\r\n  \r\n  .chestor-info-box {\r\n    flex-direction: column;\r\n  }\r\n  \r\n  .chestor-checkboxes-inline {\r\n    flex-direction: column;\r\n  }\r\n  \r\n  .chestor-nav {\r\n    flex-direction: column-reverse;\r\n    gap: 15px;\r\n  }\r\n  \r\n  .chestor-btn--next,\r\n  .chestor-btn--submit {\r\n    width: 100%;\r\n    justify-content: center;\r\n  }\r\n  \r\n  .chestor-btn--back {\r\n    padding: 10px 0;\r\n  }\r\n  \r\n  .chestor-results__title {\r\n    font-size: 1.3rem;\r\n  }\r\n  \r\n  .chestor-risk-level__value {\r\n    font-size: 1.6rem;\r\n  }\r\n  \r\n  .chestor-savings__value {\r\n    font-size: 1.8rem;\r\n  }\r\n  \r\n  .chestor-form__row {\r\n    grid-template-columns: 1fr;\r\n  }\r\n  \r\n  .chestor-cta {\r\n    padding: 20px;\r\n  }\r\n  \r\n  .chestor-recommendation {\r\n    flex-direction: column;\r\n    text-align: center;\r\n  }\r\n  \r\n  .chestor-recommendation__icon {\r\n    margin: 0 auto;\r\n  }\r\n}\r\n\r\n@media (max-width: 480px) {\r\n  .chestor-widget__title {\r\n    font-size: 1.2rem;\r\n  }\r\n  \r\n  .chestor-widget__subtitle {\r\n    font-size: 0.95rem;\r\n  }\r\n  \r\n  .chestor-step__title {\r\n    font-size: 1.15rem;\r\n  }\r\n  \r\n  .chestor-option__title {\r\n    font-size: 0.95rem;\r\n  }\r\n  \r\n  .chestor-option__desc {\r\n    font-size: 0.85rem;\r\n  }\r\n  \r\n  .chestor-checkbox__label {\r\n    padding: 14px 16px;\r\n    min-height: auto;\r\n  }\r\n  \r\n  .chestor-checkbox__text {\r\n    font-size: 0.9rem;\r\n  }\r\n}\r\n<\/style>\r\n\r\n<div class=\"chestor-widget\" data-author=\"Garbuz Alexander\" data-website=\"garbuz.online\">\r\n  <!-- Header -->\r\n  <div class=\"chestor-widget__header\">\r\n    <div class=\"chestor-widget__icon\">\r\n      <svg viewbox=\"0 0 24 24\"><path d=\"M12 1L3 5v6c0 5.55 3.84 10.74 9 12 5.16-1.26 9-6.45 9-12V5l-9-4zm0 10.99h7c-.53 4.12-3.28 7.79-7 8.94V12H5V6.3l7-3.11v8.8z\"\/><\/svg>\r\n    <\/div>\r\n    <h2 class=\"chestor-widget__title\">\u00cen 3 minute afla\u021bi ce riscuri juridice amenin\u021b\u0103 afacerea dumneavoastr\u0103<\/h2>\r\n    <p class=\"chestor-widget__subtitle\">Diagnostic gratuit cu recomand\u0103ri personalizate de la exper\u021bii CHESTOR<\/p>\r\n    <div class=\"chestor-widget__timer\">\r\n      <svg viewbox=\"0 0 24 24\"><path d=\"M11.99 2C6.47 2 2 6.48 2 12s4.47 10 9.99 10C17.52 22 22 17.52 22 12S17.52 2 11.99 2zM12 20c-4.42 0-8-3.58-8-8s3.58-8 8-8 8 3.58 8 8-3.58 8-8 8zm.5-13H11v6l5.25 3.15.75-1.23-4.5-2.67z\"\/><\/svg>\r\n      <span>~ 3 minute<\/span>\r\n    <\/div>\r\n  <\/div>\r\n\r\n  <!-- Progress Bar -->\r\n  <div class=\"chestor-progress\">\r\n    <div class=\"chestor-progress__bar\">\r\n      <div class=\"chestor-progress__fill\" id=\"chestorProgressFill\" style=\"width: 0%\"><\/div>\r\n    <\/div>\r\n    <div class=\"chestor-progress__steps\">\r\n      <div class=\"chestor-progress__step chestor-progress__step--active\" data-step=\"1\">\r\n        <div class=\"chestor-progress__dot\">1<\/div>\r\n        <span class=\"chestor-progress__label\">Profil<\/span>\r\n      <\/div>\r\n      <div class=\"chestor-progress__step\" data-step=\"2\">\r\n        <div class=\"chestor-progress__dot\">2<\/div>\r\n        <span class=\"chestor-progress__label\">Amploare<\/span>\r\n      <\/div>\r\n      <div class=\"chestor-progress__step\" data-step=\"3\">\r\n        <div class=\"chestor-progress__dot\">3<\/div>\r\n        <span class=\"chestor-progress__label\">Contracte<\/span>\r\n      <\/div>\r\n      <div class=\"chestor-progress__step\" data-step=\"4\">\r\n        <div class=\"chestor-progress__dot\">4<\/div>\r\n        <span class=\"chestor-progress__label\">Debitori<\/span>\r\n      <\/div>\r\n      <div class=\"chestor-progress__step\" data-step=\"5\">\r\n        <div class=\"chestor-progress__dot\">5<\/div>\r\n        <span class=\"chestor-progress__label\">Taxe<\/span>\r\n      <\/div>\r\n      <div class=\"chestor-progress__step\" data-step=\"6\">\r\n        <div class=\"chestor-progress__dot\">6<\/div>\r\n        <span class=\"chestor-progress__label\">Structur\u0103<\/span>\r\n      <\/div>\r\n      <div class=\"chestor-progress__step\" data-step=\"7\">\r\n        <div class=\"chestor-progress__dot\">7<\/div>\r\n        <span class=\"chestor-progress__label\">Personal<\/span>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n\r\n  <!-- Card Container -->\r\n  <div class=\"chestor-card\">\r\n    \r\n    <!-- Step 1: Business Profile -->\r\n    <div class=\"chestor-step chestor-step--active\" id=\"chestorStep1\">\r\n      <h3 class=\"chestor-step__title\">Profilul afacerii dumneavoastr\u0103<\/h3>\r\n      <p class=\"chestor-step__description\">Aceste informa\u021bii vor permite evaluarea mai precis\u0103 a riscurilor specifice domeniului dumneavoastr\u0103<\/p>\r\n      \r\n      <div class=\"chestor-form-grid\">\r\n        <div class=\"chestor-field\">\r\n          <label class=\"chestor-field__label\">Forma organizatorico-juridic\u0103<\/label>\r\n          <div class=\"chestor-select-group\">\r\n            <label class=\"chestor-select-option\">\r\n              <input type=\"radio\" name=\"businessType\" value=\"srl\" class=\"chestor-select-option__input\">\r\n              <span class=\"chestor-select-option__box\">SRL<\/span>\r\n            <\/label>\r\n            <label class=\"chestor-select-option\">\r\n              <input type=\"radio\" name=\"businessType\" value=\"ii\" class=\"chestor-select-option__input\">\r\n              <span class=\"chestor-select-option__box\">\u00ceI (PF)<\/span>\r\n            <\/label>\r\n            <label class=\"chestor-select-option\">\r\n              <input type=\"radio\" name=\"businessType\" value=\"sa\" class=\"chestor-select-option__input\">\r\n              <span class=\"chestor-select-option__box\">SA<\/span>\r\n            <\/label>\r\n            <label class=\"chestor-select-option\">\r\n              <input type=\"radio\" name=\"businessType\" value=\"planning\" class=\"chestor-select-option__input\">\r\n              <span class=\"chestor-select-option__box\">Pl\u0103nuiesc s\u0103 deschid<\/span>\r\n            <\/label>\r\n          <\/div>\r\n        <\/div>\r\n        \r\n        <div class=\"chestor-field\">\r\n          <label class=\"chestor-field__label\">Domeniul de activitate<\/label>\r\n          <select class=\"chestor-field__select\" id=\"businessSector\">\r\n            <option value=\"\">Selecta\u021bi domeniul...<\/option>\r\n            <option value=\"trade\">Comer\u021b (angro\/retail)<\/option>\r\n            <option value=\"services\">Servicii (B2B\/B2C)<\/option>\r\n            <option value=\"production\">Produc\u021bie<\/option>\r\n            <option value=\"construction\">Construc\u021bii<\/option>\r\n            <option value=\"it\">IT \u0219i telecomunica\u021bii<\/option>\r\n            <option value=\"transport\">Transport \u0219i logistic\u0103<\/option>\r\n            <option value=\"agriculture\">Agricultur\u0103<\/option>\r\n            <option value=\"horeca\">HoReCa<\/option>\r\n            <option value=\"finance\">Finan\u021be \u0219i asigur\u0103ri<\/option>\r\n            <option value=\"realestate\">Imobiliare<\/option>\r\n            <option value=\"other\">Altele<\/option>\r\n          <\/select>\r\n        <\/div>\r\n      <\/div>\r\n      \r\n      <div class=\"chestor-info-box\">\r\n        <svg class=\"chestor-info-box__icon\" viewbox=\"0 0 24 24\"><path d=\"M12 2C6.48 2 2 6.48 2 12s4.48 10 10 10 10-4.48 10-10S17.52 2 12 2zm1 15h-2v-6h2v6zm0-8h-2V7h2v2z\"\/><\/svg>\r\n        <p class=\"chestor-info-box__text\"><strong>De ce este important:<\/strong> Fiecare domeniu are particularit\u0103\u021bile sale juridice. De exemplu, \u00een construc\u021bii sunt critice obliga\u021biile de garan\u021bie, \u00een IT \u2014 protec\u021bia propriet\u0103\u021bii intelectuale, \u00een comer\u021b \u2014 contractele de furnizare.<\/p>\r\n      <\/div>\r\n      \r\n      <div class=\"chestor-nav\">\r\n        <div><\/div>\r\n        <button type=\"button\" class=\"chestor-btn chestor-btn--next\" id=\"chestorNext1\" disabled>\r\n          Continu\u0103\r\n          <svg viewbox=\"0 0 24 24\"><path d=\"M12 4l-1.41 1.41L16.17 11H4v2h12.17l-5.58 5.59L12 20l8-8z\"\/><\/svg>\r\n        <\/button>\r\n      <\/div>\r\n    <\/div>\r\n    \r\n    <!-- Step 2: Business Scale -->\r\n    <div class=\"chestor-step\" id=\"chestorStep2\">\r\n      <h3 class=\"chestor-step__title\">Amploarea activit\u0103\u021bii<\/h3>\r\n      <p class=\"chestor-step__description\">Dimensiunea afacerii influen\u021beaz\u0103 direct volumul riscurilor \u0219i pierderilor poten\u021biale<\/p>\r\n      \r\n      <div class=\"chestor-field\">\r\n        <label class=\"chestor-field__label\">Num\u0103rul de angaja\u021bi<\/label>\r\n        <div class=\"chestor-select-group chestor-select-group--vertical\">\r\n          <label class=\"chestor-select-option chestor-select-option--full\">\r\n            <input type=\"radio\" name=\"employeeCount\" value=\"0\" class=\"chestor-select-option__input\">\r\n            <span class=\"chestor-select-option__box\">\r\n              <span class=\"chestor-select-option__title\">Doar eu \/ f\u0103r\u0103 angaja\u021bi<\/span>\r\n              <span class=\"chestor-select-option__desc\">Activitate individual\u0103<\/span>\r\n            <\/span>\r\n          <\/label>\r\n          <label class=\"chestor-select-option chestor-select-option--full\">\r\n            <input type=\"radio\" name=\"employeeCount\" value=\"1-5\" class=\"chestor-select-option__input\">\r\n            <span class=\"chestor-select-option__box\">\r\n              <span class=\"chestor-select-option__title\">1-5 angaja\u021bi<\/span>\r\n              <span class=\"chestor-select-option__desc\">Micro\u00eentreprindere<\/span>\r\n            <\/span>\r\n          <\/label>\r\n          <label class=\"chestor-select-option chestor-select-option--full\">\r\n            <input type=\"radio\" name=\"employeeCount\" value=\"6-20\" class=\"chestor-select-option__input\">\r\n            <span class=\"chestor-select-option__box\">\r\n              <span class=\"chestor-select-option__title\">6-20 angaja\u021bi<\/span>\r\n              <span class=\"chestor-select-option__desc\">Afacere mic\u0103<\/span>\r\n            <\/span>\r\n          <\/label>\r\n          <label class=\"chestor-select-option chestor-select-option--full\">\r\n            <input type=\"radio\" name=\"employeeCount\" value=\"21-50\" class=\"chestor-select-option__input\">\r\n            <span class=\"chestor-select-option__box\">\r\n              <span class=\"chestor-select-option__title\">21-50 angaja\u021bi<\/span>\r\n              <span class=\"chestor-select-option__desc\">Afacere medie<\/span>\r\n            <\/span>\r\n          <\/label>\r\n          <label class=\"chestor-select-option chestor-select-option--full\">\r\n            <input type=\"radio\" name=\"employeeCount\" value=\"50+\" class=\"chestor-select-option__input\">\r\n            <span class=\"chestor-select-option__box\">\r\n              <span class=\"chestor-select-option__title\">Peste 50 angaja\u021bi<\/span>\r\n              <span class=\"chestor-select-option__desc\">\u00centreprindere mare<\/span>\r\n            <\/span>\r\n          <\/label>\r\n        <\/div>\r\n      <\/div>\r\n      \r\n      <div class=\"chestor-field\">\r\n        <label class=\"chestor-field__label\">Cifra de afaceri anual\u0103 (aproximativ)<\/label>\r\n        <div class=\"chestor-select-group\">\r\n          <label class=\"chestor-select-option\">\r\n            <input type=\"radio\" name=\"annualTurnover\" value=\"under500k\" class=\"chestor-select-option__input\">\r\n            <span class=\"chestor-select-option__box\">p\u00e2n\u0103 la 500 mii lei<\/span>\r\n          <\/label>\r\n          <label class=\"chestor-select-option\">\r\n            <input type=\"radio\" name=\"annualTurnover\" value=\"500k-2m\" class=\"chestor-select-option__input\">\r\n            <span class=\"chestor-select-option__box\">500 mii - 2 mil.<\/span>\r\n          <\/label>\r\n          <label class=\"chestor-select-option\">\r\n            <input type=\"radio\" name=\"annualTurnover\" value=\"2m-10m\" class=\"chestor-select-option__input\">\r\n            <span class=\"chestor-select-option__box\">2 - 10 mil.<\/span>\r\n          <\/label>\r\n          <label class=\"chestor-select-option\">\r\n            <input type=\"radio\" name=\"annualTurnover\" value=\"over10m\" class=\"chestor-select-option__input\">\r\n            <span class=\"chestor-select-option__box\">peste 10 mil.<\/span>\r\n          <\/label>\r\n        <\/div>\r\n      <\/div>\r\n      \r\n      <div class=\"chestor-nav\">\r\n        <button type=\"button\" class=\"chestor-btn chestor-btn--back\" id=\"chestorBack2\">\r\n          <svg viewbox=\"0 0 24 24\"><path d=\"M20 11H7.83l5.59-5.59L12 4l-8 8 8 8 1.41-1.41L7.83 13H20v-2z\"\/><\/svg>\r\n          \u00cenapoi\r\n        <\/button>\r\n        <button type=\"button\" class=\"chestor-btn chestor-btn--next\" id=\"chestorNext2\" disabled>\r\n          Continu\u0103\r\n          <svg viewbox=\"0 0 24 24\"><path d=\"M12 4l-1.41 1.41L16.17 11H4v2h12.17l-5.58 5.59L12 20l8-8z\"\/><\/svg>\r\n        <\/button>\r\n      <\/div>\r\n    <\/div>\r\n    \r\n    <!-- Step 3: Contract Management -->\r\n    <div class=\"chestor-step\" id=\"chestorStep3\">\r\n      <h3 class=\"chestor-step__title\">Lucrul contractual<\/h3>\r\n      <p class=\"chestor-step__description\">Contractele \u2014 prima linie de ap\u0103rare a afacerii. 78% din disputele comerciale sunt legate de lacune \u00een contracte.<\/p>\r\n      \r\n      <div class=\"chestor-field\">\r\n        <label class=\"chestor-field__label\">Cum este organizat\u0103 munca cu contractele \u00een compania dumneavoastr\u0103?<\/label>\r\n        <div class=\"chestor-options\">\r\n          <div class=\"chestor-option\">\r\n            <input type=\"radio\" name=\"contractWork\" value=\"none\" id=\"contractNone\" class=\"chestor-option__input\">\r\n            <label for=\"contractNone\" class=\"chestor-option__label\">\r\n              <span class=\"chestor-option__radio\"><\/span>\r\n              <div class=\"chestor-option__content\">\r\n                <p class=\"chestor-option__title\">Lucr\u0103m f\u0103r\u0103 contracte scrise<\/p>\r\n                <p class=\"chestor-option__desc\">Acorduri verbale, facturi, avize<\/p>\r\n              <\/div>\r\n              <span class=\"chestor-option__risk chestor-option__risk--critical\">Risc critic<\/span>\r\n            <\/label>\r\n          <\/div>\r\n          \r\n          <div class=\"chestor-option\">\r\n            <input type=\"radio\" name=\"contractWork\" value=\"template\" id=\"contractTemplate\" class=\"chestor-option__input\">\r\n            <label for=\"contractTemplate\" class=\"chestor-option__label\">\r\n              <span class=\"chestor-option__radio\"><\/span>\r\n              <div class=\"chestor-option__content\">\r\n                <p class=\"chestor-option__title\">Folosim \u0219abloane standard<\/p>\r\n                <p class=\"chestor-option__desc\">Desc\u0103rcate de pe internet sau primite de la contragen\u021bi<\/p>\r\n              <\/div>\r\n              <span class=\"chestor-option__risk chestor-option__risk--high\">Risc ridicat<\/span>\r\n            <\/label>\r\n          <\/div>\r\n          \r\n          <div class=\"chestor-option\">\r\n            <input type=\"radio\" name=\"contractWork\" value=\"adapted\" id=\"contractAdapted\" class=\"chestor-option__input\">\r\n            <label for=\"contractAdapted\" class=\"chestor-option__label\">\r\n              <span class=\"chestor-option__radio\"><\/span>\r\n              <div class=\"chestor-option__content\">\r\n                <p class=\"chestor-option__title\">Adapt\u0103m contractele independent<\/p>\r\n                <p class=\"chestor-option__desc\">Facem modific\u0103ri f\u0103r\u0103 expertiz\u0103 juridic\u0103<\/p>\r\n              <\/div>\r\n              <span class=\"chestor-option__risk chestor-option__risk--medium\">Risc mediu<\/span>\r\n            <\/label>\r\n          <\/div>\r\n          \r\n          <div class=\"chestor-option\">\r\n            <input type=\"radio\" name=\"contractWork\" value=\"lawyer\" id=\"contractLawyer\" class=\"chestor-option__input\">\r\n            <label for=\"contractLawyer\" class=\"chestor-option__label\">\r\n              <span class=\"chestor-option__radio\"><\/span>\r\n              <div class=\"chestor-option__content\">\r\n                <p class=\"chestor-option__title\">Toate contractele sunt verificate de avocat<\/p>\r\n                <p class=\"chestor-option__desc\">Expertiz\u0103 profesional\u0103 \u00eenainte de semnare<\/p>\r\n              <\/div>\r\n              <span class=\"chestor-option__risk chestor-option__risk--low\">Risc sc\u0103zut<\/span>\r\n            <\/label>\r\n          <\/div>\r\n        <\/div>\r\n      <\/div>\r\n      \r\n      <div class=\"chestor-field\">\r\n        <label class=\"chestor-field__label\">Num\u0103rul mediu de contracte pe lun\u0103<\/label>\r\n        <div class=\"chestor-select-group\">\r\n          <label class=\"chestor-select-option\">\r\n            <input type=\"radio\" name=\"contractVolume\" value=\"1-5\" class=\"chestor-select-option__input\">\r\n            <span class=\"chestor-select-option__box\">1-5<\/span>\r\n          <\/label>\r\n          <label class=\"chestor-select-option\">\r\n            <input type=\"radio\" name=\"contractVolume\" value=\"6-20\" class=\"chestor-select-option__input\">\r\n            <span class=\"chestor-select-option__box\">6-20<\/span>\r\n          <\/label>\r\n          <label class=\"chestor-select-option\">\r\n            <input type=\"radio\" name=\"contractVolume\" value=\"21-50\" class=\"chestor-select-option__input\">\r\n            <span class=\"chestor-select-option__box\">21-50<\/span>\r\n          <\/label>\r\n          <label class=\"chestor-select-option\">\r\n            <input type=\"radio\" name=\"contractVolume\" value=\"50+\" class=\"chestor-select-option__input\">\r\n            <span class=\"chestor-select-option__box\">50+<\/span>\r\n          <\/label>\r\n        <\/div>\r\n      <\/div>\r\n      \r\n      <div class=\"chestor-hint\" id=\"chestorHint3\">\r\n        <svg class=\"chestor-hint__icon\" viewbox=\"0 0 24 24\"><path d=\"M1 21h22L12 2 1 21zm12-3h-2v-2h2v2zm0-4h-2v-4h2v4z\"\/><\/svg>\r\n        <p class=\"chestor-hint__text\"><strong>Statistic\u0103:<\/strong> \u0421\u0440\u0435\u0434\u043d\u044f\u044f \u0441\u0443\u043c\u043c\u0430 \u043f\u043e\u0442\u0435\u0440\u044c \u043f\u043e \u0441\u043f\u043e\u0440\u0443 \u0438\u0437-\u0437\u0430 \u043d\u0435\u043a\u0430\u0447\u0435\u0441\u0442\u0432\u0435\u043d\u043d\u043e\u0433\u043e contract\u0430 \u0432 \u041c\u043e\u043bp\u00e2n\u0103 la\u0432\u0435 \u0441\u043e\u0441\u0442\u0430\u0432\u043b\u044f\u0435\u0442 <strong>85 000 - 150 000 lei<\/strong>, f\u0103r\u0103 a num\u0103ra cheltuielile judiciare \u0219i beneficiul ratat.<\/p>\r\n      <\/div>\r\n      \r\n      <div class=\"chestor-nav\">\r\n        <button type=\"button\" class=\"chestor-btn chestor-btn--back\" id=\"chestorBack3\">\r\n          <svg viewbox=\"0 0 24 24\"><path d=\"M20 11H7.83l5.59-5.59L12 4l-8 8 8 8 1.41-1.41L7.83 13H20v-2z\"\/><\/svg>\r\n          \u00cenapoi\r\n        <\/button>\r\n        <button type=\"button\" class=\"chestor-btn chestor-btn--next\" id=\"chestorNext3\" disabled>\r\n          Continu\u0103\r\n          <svg viewbox=\"0 0 24 24\"><path d=\"M12 4l-1.41 1.41L16.17 11H4v2h12.17l-5.58 5.59L12 20l8-8z\"\/><\/svg>\r\n        <\/button>\r\n      <\/div>\r\n    <\/div>\r\n    \r\n    <!-- Step 4: Debtor Management -->\r\n    <div class=\"chestor-step\" id=\"chestorStep4\">\r\n      <h3 class=\"chestor-step__title\">Crean\u021be<\/h3>\r\n      <p class=\"chestor-step__description\">Crean\u021bele restante \u2014 sunt banii \u00eenghe\u021ba\u021bi ai afacerii dumneavoastr\u0103<\/p>\r\n      \r\n      <div class=\"chestor-field\">\r\n        <label class=\"chestor-field__label\">\u0415\u0441\u0442\u044c \u043b\u0438 \u0443 \u0432\u0430\u0441 \u043f\u0440\u043e\u0441\u0440\u043e\u0447\u0435\u043d\u043d\u0430\u044f \u0434\u0435\u0431\u0438\u0442\u043e\u0440\u0441\u043a\u0430\u044f \u0437\u0430p\u00e2n\u0103 la\u043b\u0436\u0435\u043d\u043d\u043e\u0441\u0442\u044c?<\/label>\r\n        <div class=\"chestor-options\">\r\n          <div class=\"chestor-option\">\r\n            <input type=\"radio\" name=\"debtorSituation\" value=\"none\" id=\"debtorNone\" class=\"chestor-option__input\">\r\n            <label for=\"debtorNone\" class=\"chestor-option__label\">\r\n              <span class=\"chestor-option__radio\"><\/span>\r\n              <div class=\"chestor-option__content\">\r\n                <p class=\"chestor-option__title\">Nu \u043f\u0440\u043e\u0441\u0440\u043e\u0447\u0435\u043d\u043d\u043e\u0439 \u0437\u0430p\u00e2n\u0103 la\u043b\u0436\u0435\u043d\u043d\u043e\u0441\u0442\u0438<\/p>\r\n                <p class=\"chestor-option__desc\">To\u021bi contragen\u021bii pl\u0103tesc la timp<\/p>\r\n              <\/div>\r\n            <\/label>\r\n          <\/div>\r\n          \r\n          <div class=\"chestor-option\">\r\n            <input type=\"radio\" name=\"debtorSituation\" value=\"small\" id=\"debtorSmall\" class=\"chestor-option__input\">\r\n            <label for=\"debtorSmall\" class=\"chestor-option__label\">\r\n              <span class=\"chestor-option__radio\"><\/span>\r\n              <div class=\"chestor-option__content\">\r\n                <p class=\"chestor-option__title\">Da, dar mic\u0103 (p\u00e2n\u0103 la 50 000 lei)<\/p>\r\n                <p class=\"chestor-option__desc\">\u00cent\u00e2rziere p\u00e2n\u0103 la 3 luni<\/p>\r\n              <\/div>\r\n              <span class=\"chestor-option__risk chestor-option__risk--medium\">Risc moderat<\/span>\r\n            <\/label>\r\n          <\/div>\r\n          \r\n          <div class=\"chestor-option\">\r\n            <input type=\"radio\" name=\"debtorSituation\" value=\"medium\" id=\"debtorMedium\" class=\"chestor-option__input\">\r\n            <label for=\"debtorMedium\" class=\"chestor-option__label\">\r\n              <span class=\"chestor-option__radio\"><\/span>\r\n              <div class=\"chestor-option__content\">\r\n                <p class=\"chestor-option__title\">Substan\u021bial\u0103 (50 000 - 300 000 lei)<\/p>\r\n                <p class=\"chestor-option__desc\">Mai mul\u021bi debitori, termene diferite de \u00eent\u00e2rziere<\/p>\r\n              <\/div>\r\n              <span class=\"chestor-option__risk chestor-option__risk--high\">Risc ridicat<\/span>\r\n            <\/label>\r\n          <\/div>\r\n          \r\n          <div class=\"chestor-option\">\r\n            <input type=\"radio\" name=\"debtorSituation\" value=\"large\" id=\"debtorLarge\" class=\"chestor-option__input\">\r\n            <label for=\"debtorLarge\" class=\"chestor-option__label\">\r\n              <span class=\"chestor-option__radio\"><\/span>\r\n              <div class=\"chestor-option__content\">\r\n                <p class=\"chestor-option__title\">Critic\u0103 (peste 300 000 lei)<\/p>\r\n                <p class=\"chestor-option__desc\">Amenin\u021b\u0103 stabilitatea financiar\u0103 a companiei<\/p>\r\n              <\/div>\r\n              <span class=\"chestor-option__risk chestor-option__risk--critical\">Risc critic<\/span>\r\n            <\/label>\r\n          <\/div>\r\n        <\/div>\r\n      <\/div>\r\n      \r\n      <div class=\"chestor-field\" id=\"debtAgeField\" style=\"display: none;\">\r\n        <label class=\"chestor-field__label\">\u041a\u0430\u043a\u043e\u0432\u0430 \u0434\u0430\u0432\u043d\u043e\u0441\u0442\u044c \u0441\u0430\u043c\u043e\u0439 \u0441\u0442\u0430\u0440\u043e\u0439 \u0437\u0430p\u00e2n\u0103 la\u043b\u0436\u0435\u043d\u043d\u043e\u0441\u0442\u0438?<\/label>\r\n        <div class=\"chestor-select-group\">\r\n          <label class=\"chestor-select-option\">\r\n            <input type=\"radio\" name=\"debtAge\" value=\"under3m\" class=\"chestor-select-option__input\">\r\n            <span class=\"chestor-select-option__box\">p\u00e2n\u0103 la 3 luni<\/span>\r\n          <\/label>\r\n          <label class=\"chestor-select-option\">\r\n            <input type=\"radio\" name=\"debtAge\" value=\"3-6m\" class=\"chestor-select-option__input\">\r\n            <span class=\"chestor-select-option__box\">3-6 luni<\/span>\r\n          <\/label>\r\n          <label class=\"chestor-select-option\">\r\n            <input type=\"radio\" name=\"debtAge\" value=\"6-12m\" class=\"chestor-select-option__input\">\r\n            <span class=\"chestor-select-option__box\">6-12 luni<\/span>\r\n          <\/label>\r\n          <label class=\"chestor-select-option\">\r\n            <input type=\"radio\" name=\"debtAge\" value=\"over12m\" class=\"chestor-select-option__input\">\r\n            <span class=\"chestor-select-option__box\">peste un an<\/span>\r\n          <\/label>\r\n        <\/div>\r\n      <\/div>\r\n      \r\n      <div class=\"chestor-expert-note\" id=\"debtorNote\" style=\"display: none;\">\r\n        <div class=\"chestor-expert-note__avatar\">\r\n          <svg viewbox=\"0 0 24 24\"><path d=\"M12 2C6.48 2 2 6.48 2 12s4.48 10 10 10 10-4.48 10-10S17.52 2 12 2zm0 3c1.66 0 3 1.34 3 3s-1.34 3-3 3-3-1.34-3-3 1.34-3 3-3zm0 14.2c-2.5 0-4.71-1.28-6-3.22.03-1.99 4-3.08 6-3.08 1.99 0 5.97 1.09 6 3.08-1.29 1.94-3.5 3.22-6 3.22z\"\/><\/svg>\r\n        <\/div>\r\n        <div class=\"chestor-expert-note__content\">\r\n          <p class=\"chestor-expert-note__title\">Comentariul expertului<\/p>\r\n          <p class=\"chestor-expert-note__text\">\u0421\u0440\u043e\u043a \u0438\u0441\u043a\u043e\u0432\u043e\u0439 \u0434\u0430\u0432\u043d\u043e\u0441\u0442\u0438 \u043f\u043e \u043a\u043e\u043c\u043c\u0435\u0440\u0447\u0435\u0441\u043a\u0438\u043c p\u00e2n\u0103 la\u043b\u0433\u0430\u043c \u0432 \u041c\u043e\u043bp\u00e2n\u0103 la\u0432\u0435 \u2014 3 \u0433\u043e\u0434\u0430. \u0427\u0435\u043c mai mult \u0432\u044b \u0436\u0434\u0451\u0442\u0435, \u0442\u0435\u043c \u0441\u043b\u043e\u0436\u043d\u0435\u0435 \u0432\u0437\u044b\u0441\u043a\u0430\u043d\u0438\u0435: debitor \u043c\u043e\u0436\u0435\u0442 \u0432\u044b\u0432\u0435\u0441\u0442\u0438 \u0430\u043a\u0442\u0438\u0432\u044b, \u043b\u0438\u043a\u0432\u0438\u0434\u0438\u0440\u043e\u0432\u0430\u0442\u044c \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u044e \u0438\u043b\u0438 \u043e\u0431\u0430\u043d\u043a\u0440\u043e\u0442\u0438\u0442\u044c\u0441\u044f. \u041f\u0440\u0435\u0442\u0435\u043d\u0437\u0438\u043e\u043d\u043d\u0430\u044f \u0440\u0430\u0431\u043e\u0442\u0430 \u0432 \u043f\u0435\u0440\u0432\u044b\u0435 3 \u043c\u0435\u0441\u044f\u0446\u0430 \u0434\u0430\u0451\u0442 \u0440\u0435\u0437\u0443\u043b\u044c\u0442\u0430\u0442 \u0432 65% \u0441\u043b\u0443\u0447\u0430\u0435\u0432 \u0431\u0435\u0437 \u0441\u0443\u0434\u0430.<\/p>\r\n        <\/div>\r\n      <\/div>\r\n      \r\n      <div class=\"chestor-nav\">\r\n        <button type=\"button\" class=\"chestor-btn chestor-btn--back\" id=\"chestorBack4\">\r\n          <svg viewbox=\"0 0 24 24\"><path d=\"M20 11H7.83l5.59-5.59L12 4l-8 8 8 8 1.41-1.41L7.83 13H20v-2z\"\/><\/svg>\r\n          \u00cenapoi\r\n        <\/button>\r\n        <button type=\"button\" class=\"chestor-btn chestor-btn--next\" id=\"chestorNext4\" disabled>\r\n          Continu\u0103\r\n          <svg viewbox=\"0 0 24 24\"><path d=\"M12 4l-1.41 1.41L16.17 11H4v2h12.17l-5.58 5.59L12 20l8-8z\"\/><\/svg>\r\n        <\/button>\r\n      <\/div>\r\n    <\/div>\r\n    \r\n    <!-- Step 5: Tax & Accounting -->\r\n    <div class=\"chestor-step\" id=\"chestorStep5\">\r\n      <h3 class=\"chestor-step__title\">Impozite \u0219i eviden\u021b\u0103<\/h3>\r\n      <p class=\"chestor-step__description\">Riscurile fiscale pot duce la amenzi p\u00e2n\u0103 la 100% din suma impozitului \u0219i r\u0103spundere penal\u0103<\/p>\r\n      \r\n      <div class=\"chestor-field\">\r\n        <label class=\"chestor-field__label\">Cum este organizat\u0103 eviden\u021ba contabil\u0103 \u0219i fiscal\u0103?<\/label>\r\n        <div class=\"chestor-options\">\r\n          <div class=\"chestor-option\">\r\n            <input type=\"radio\" name=\"taxSituation\" value=\"self\" id=\"taxSelf\" class=\"chestor-option__input\">\r\n            <label for=\"taxSelf\" class=\"chestor-option__label\">\r\n              <span class=\"chestor-option__radio\"><\/span>\r\n              <div class=\"chestor-option__content\">\r\n                <p class=\"chestor-option__title\">\u021ain eviden\u021ba independent<\/p>\r\n                <p class=\"chestor-option__desc\">F\u0103r\u0103 contabil profesionist<\/p>\r\n              <\/div>\r\n              <span class=\"chestor-option__risk chestor-option__risk--critical\">Risc critic<\/span>\r\n            <\/label>\r\n          <\/div>\r\n          \r\n          <div class=\"chestor-option\">\r\n            <input type=\"radio\" name=\"taxSituation\" value=\"accountant\" id=\"taxAccountant\" class=\"chestor-option__input\">\r\n            <label for=\"taxAccountant\" class=\"chestor-option__label\">\r\n              <span class=\"chestor-option__radio\"><\/span>\r\n              <div class=\"chestor-option__content\">\r\n                <p class=\"chestor-option__title\">Am contabil (stat\/outsourcing)<\/p>\r\n                <p class=\"chestor-option__desc\">Dar f\u0103r\u0103 audit regulat \u0219i planificare fiscal\u0103<\/p>\r\n              <\/div>\r\n              <span class=\"chestor-option__risk chestor-option__risk--medium\">Risc mediu<\/span>\r\n            <\/label>\r\n          <\/div>\r\n          \r\n          <div class=\"chestor-option\">\r\n            <input type=\"radio\" name=\"taxSituation\" value=\"full\" id=\"taxFull\" class=\"chestor-option__input\">\r\n            <label for=\"taxFull\" class=\"chestor-option__label\">\r\n              <span class=\"chestor-option__radio\"><\/span>\r\n              <div class=\"chestor-option__content\">\r\n                <p class=\"chestor-option__title\">Asisten\u021b\u0103 complet\u0103 + audit<\/p>\r\n                <p class=\"chestor-option__desc\">Verific\u0103ri regulate, planificare fiscal\u0103<\/p>\r\n              <\/div>\r\n              <span class=\"chestor-option__risk chestor-option__risk--low\">Risc sc\u0103zut<\/span>\r\n            <\/label>\r\n          <\/div>\r\n        <\/div>\r\n      <\/div>\r\n      \r\n      <div class=\"chestor-field\">\r\n        <label class=\"chestor-field__label\">Au fost controale fiscale \u00een ultimii 3 ani?<\/label>\r\n        <div class=\"chestor-checkboxes-inline\">\r\n          <label class=\"chestor-checkbox-inline\">\r\n            <input type=\"checkbox\" name=\"taxIssues\" value=\"audit\" class=\"chestor-checkbox-inline__input\">\r\n            <span class=\"chestor-checkbox-inline__box\"><\/span>\r\n            <span class=\"chestor-checkbox-inline__text\">Da, au fost controale<\/span>\r\n          <\/label>\r\n          <label class=\"chestor-checkbox-inline\">\r\n            <input type=\"checkbox\" name=\"taxIssues\" value=\"fines\" class=\"chestor-checkbox-inline__input\">\r\n            <span class=\"chestor-checkbox-inline__box\"><\/span>\r\n            <span class=\"chestor-checkbox-inline__text\">Au fost calculate amenzi<\/span>\r\n          <\/label>\r\n          <label class=\"chestor-checkbox-inline\">\r\n            <input type=\"checkbox\" name=\"taxIssues\" value=\"disputes\" class=\"chestor-checkbox-inline__input\">\r\n            <span class=\"chestor-checkbox-inline__box\"><\/span>\r\n            <span class=\"chestor-checkbox-inline__text\">Sunt dispute nerezolvate<\/span>\r\n          <\/label>\r\n        <\/div>\r\n      <\/div>\r\n      \r\n      <div class=\"chestor-stat-box\">\r\n        <div class=\"chestor-stat-box__item\">\r\n          <span class=\"chestor-stat-box__value\">73%<\/span>\r\n          <span class=\"chestor-stat-box__label\">din controale identific\u0103 \u00eenc\u0103lc\u0103ri<\/span>\r\n        <\/div>\r\n        <div class=\"chestor-stat-box__item\">\r\n          <span class=\"chestor-stat-box__value\">15-100%<\/span>\r\n          <span class=\"chestor-stat-box__label\">m\u0103rimea amenzilor din suma impozitului<\/span>\r\n        <\/div>\r\n        <div class=\"chestor-stat-box__item\">\r\n          <span class=\"chestor-stat-box__value\">60%<\/span>\r\n          <span class=\"chestor-stat-box__label\">din decizii pot fi contestate<\/span>\r\n        <\/div>\r\n      <\/div>\r\n      \r\n      <div class=\"chestor-nav\">\r\n        <button type=\"button\" class=\"chestor-btn chestor-btn--back\" id=\"chestorBack5\">\r\n          <svg viewbox=\"0 0 24 24\"><path d=\"M20 11H7.83l5.59-5.59L12 4l-8 8 8 8 1.41-1.41L7.83 13H20v-2z\"\/><\/svg>\r\n          \u00cenapoi\r\n        <\/button>\r\n        <button type=\"button\" class=\"chestor-btn chestor-btn--next\" id=\"chestorNext5\" disabled>\r\n          Continu\u0103\r\n          <svg viewbox=\"0 0 24 24\"><path d=\"M12 4l-1.41 1.41L16.17 11H4v2h12.17l-5.58 5.59L12 20l8-8z\"\/><\/svg>\r\n        <\/button>\r\n      <\/div>\r\n    <\/div>\r\n    \r\n    <!-- Step 6: Corporate Structure -->\r\n    <div class=\"chestor-step\" id=\"chestorStep6\">\r\n      <h3 class=\"chestor-step__title\">Structura corporativ\u0103<\/h3>\r\n      <p class=\"chestor-step__description\">Conflictele corporative \u2014 unele dintre cele mai costisitoare dispute \u00een afaceri<\/p>\r\n      \r\n      <div class=\"chestor-field\">\r\n        <label class=\"chestor-field__label\">C\u00e2\u021bi fondatori\/parteneri sunt \u00een companie?<\/label>\r\n        <div class=\"chestor-select-group\">\r\n          <label class=\"chestor-select-option\">\r\n            <input type=\"radio\" name=\"corporateStructure\" value=\"solo\" class=\"chestor-select-option__input\">\r\n            <span class=\"chestor-select-option__box\">Unul (eu)<\/span>\r\n          <\/label>\r\n          <label class=\"chestor-select-option\">\r\n            <input type=\"radio\" name=\"corporateStructure\" value=\"two\" class=\"chestor-select-option__input\">\r\n            <span class=\"chestor-select-option__box\">2 parteneri<\/span>\r\n          <\/label>\r\n          <label class=\"chestor-select-option\">\r\n            <input type=\"radio\" name=\"corporateStructure\" value=\"several\" class=\"chestor-select-option__input\">\r\n            <span class=\"chestor-select-option__box\">3-5 parteneri<\/span>\r\n          <\/label>\r\n          <label class=\"chestor-select-option\">\r\n            <input type=\"radio\" name=\"corporateStructure\" value=\"many\" class=\"chestor-select-option__input\">\r\n            <span class=\"chestor-select-option__box\">Peste 5<\/span>\r\n          <\/label>\r\n        <\/div>\r\n      <\/div>\r\n      \r\n      <div class=\"chestor-field\" id=\"partnerAgreementsField\" style=\"display: none;\">\r\n        <label class=\"chestor-field__label\">Ave\u021bi acord corporativ (acord \u00eentre parteneri)?<\/label>\r\n        <div class=\"chestor-options\">\r\n          <div class=\"chestor-option\">\r\n            <input type=\"radio\" name=\"partnerAgreements\" value=\"none\" id=\"partnerNone\" class=\"chestor-option__input\">\r\n            <label for=\"partnerNone\" class=\"chestor-option__label\">\r\n              <span class=\"chestor-option__radio\"><\/span>\r\n              <div class=\"chestor-option__content\">\r\n                <p class=\"chestor-option__title\">Nu, doar statut<\/p>\r\n                <p class=\"chestor-option__desc\">Statut standard f\u0103r\u0103 acorduri suplimentare<\/p>\r\n              <\/div>\r\n              <span class=\"chestor-option__risk chestor-option__risk--high\">Risc ridicat<\/span>\r\n            <\/label>\r\n          <\/div>\r\n          \r\n          <div class=\"chestor-option\">\r\n            <input type=\"radio\" name=\"partnerAgreements\" value=\"basic\" id=\"partnerBasic\" class=\"chestor-option__input\">\r\n            <label for=\"partnerBasic\" class=\"chestor-option__label\">\r\n              <span class=\"chestor-option__radio\"><\/span>\r\n              <div class=\"chestor-option__content\">\r\n                <p class=\"chestor-option__title\">Am acorduri de baz\u0103<\/p>\r\n                <p class=\"chestor-option__desc\">\u041f\u0440\u043e\u0441\u0442\u043e\u0435 \u0441\u043e\u0433\u043b\u0430\u0448\u0435\u043d\u0438\u0435 \u0431\u0435\u0437 \u0434\u0435\u0442\u0430\u043b\u0435\u0439 \u0432\u044b\u0445\u043e\u0434\u0430, deadlock \u0438 \u0442.\u0434.<\/p>\r\n              <\/div>\r\n              <span class=\"chestor-option__risk chestor-option__risk--medium\">Risc mediu<\/span>\r\n            <\/label>\r\n          <\/div>\r\n          \r\n          <div class=\"chestor-option\">\r\n            <input type=\"radio\" name=\"partnerAgreements\" value=\"full\" id=\"partnerFull\" class=\"chestor-option__input\">\r\n            <label for=\"partnerFull\" class=\"chestor-option__label\">\r\n              <span class=\"chestor-option__radio\"><\/span>\r\n              <div class=\"chestor-option__content\">\r\n                <p class=\"chestor-option__title\">Acord corporativ complet<\/p>\r\n                <p class=\"chestor-option__desc\">Cu mecanisme de rezolvare a blocajelor, op\u021biuni, drept de refuz prioritar<\/p>\r\n              <\/div>\r\n              <span class=\"chestor-option__risk chestor-option__risk--low\">Risc sc\u0103zut<\/span>\r\n            <\/label>\r\n          <\/div>\r\n        <\/div>\r\n      <\/div>\r\n      \r\n      <div class=\"chestor-expert-note\" id=\"corporateNote\" style=\"display: none;\">\r\n        <div class=\"chestor-expert-note__avatar\">\r\n          <svg viewbox=\"0 0 24 24\"><path d=\"M12 2C6.48 2 2 6.48 2 12s4.48 10 10 10 10-4.48 10-10S17.52 2 12 2zm0 3c1.66 0 3 1.34 3 3s-1.34 3-3 3-3-1.34-3-3 1.34-3 3-3zm0 14.2c-2.5 0-4.71-1.28-6-3.22.03-1.99 4-3.08 6-3.08 1.99 0 5.97 1.09 6 3.08-1.29 1.94-3.5 3.22-6 3.22z\"\/><\/svg>\r\n        <\/div>\r\n        <div class=\"chestor-expert-note__content\">\r\n          <p class=\"chestor-expert-note__title\">Din practic\u0103<\/p>\r\n          <p class=\"chestor-expert-note__text\">Parteneriatul 50\/50 f\u0103r\u0103 acord corporativ \u2014 bomb\u0103 cu \u00eent\u00e2rziere. \u00cen caz de dezacorduri, compania este paralizat\u0103: niciun partener nu poate lua o decizie. Costul mediu al unui conflict corporativ \u2014 de la 200 000 p\u00e2n\u0103 la 2 000 000 lei.<\/p>\r\n        <\/div>\r\n      <\/div>\r\n      \r\n      <div class=\"chestor-nav\">\r\n        <button type=\"button\" class=\"chestor-btn chestor-btn--back\" id=\"chestorBack6\">\r\n          <svg viewbox=\"0 0 24 24\"><path d=\"M20 11H7.83l5.59-5.59L12 4l-8 8 8 8 1.41-1.41L7.83 13H20v-2z\"\/><\/svg>\r\n          \u00cenapoi\r\n        <\/button>\r\n        <button type=\"button\" class=\"chestor-btn chestor-btn--next\" id=\"chestorNext6\" disabled>\r\n          Continu\u0103\r\n          <svg viewbox=\"0 0 24 24\"><path d=\"M12 4l-1.41 1.41L16.17 11H4v2h12.17l-5.58 5.59L12 20l8-8z\"\/><\/svg>\r\n        <\/button>\r\n      <\/div>\r\n    <\/div>\r\n    \r\n    <!-- Step 7: HR & Employee Relations -->\r\n    <div class=\"chestor-step\" id=\"chestorStep7\">\r\n      <h3 class=\"chestor-step__title\">Personal \u0219i rela\u021bii de munc\u0103<\/h3>\r\n      <p class=\"chestor-step__description\">\u0422\u0440\u0443p\u00e2n\u0103 la\u0432\u044b\u0435 \u0441\u043f\u043e\u0440\u044b \u043c\u043e\u0433\u0443\u0442 \u043e\u0431\u0435\u0440\u043d\u0443\u0442\u044c\u0441\u044f \u0448\u0442\u0440\u0430\u0444\u0430\u043c\u0438 \u043e\u0442 \u0418\u043d\u0441\u043f\u0435\u043a\u0446\u0438\u0438 \u0442\u0440\u0443\u0434\u0430 \u0438 \u0441\u0443\u0434\u0435\u0431\u043d\u044b\u043c\u0438 \u0438\u0441\u043a\u0430\u043c\u0438<\/p>\r\n      \r\n      <div class=\"chestor-field\">\r\n        <label class=\"chestor-field__label\">Cum sunt formalizate rela\u021biile cu angaja\u021bii?<\/label>\r\n        <div class=\"chestor-options\">\r\n          <div class=\"chestor-option\">\r\n            <input type=\"radio\" name=\"employeeContracts\" value=\"informal\" id=\"empInformal\" class=\"chestor-option__input\">\r\n            <label for=\"empInformal\" class=\"chestor-option__label\">\r\n              <span class=\"chestor-option__radio\"><\/span>\r\n              <div class=\"chestor-option__content\">\r\n                <p class=\"chestor-option__title\">Par\u021bial neoficial<\/p>\r\n                <p class=\"chestor-option__desc\">Exist\u0103 angaja\u021bi f\u0103r\u0103 contracte de munc\u0103 sau \"la plic\"<\/p>\r\n              <\/div>\r\n              <span class=\"chestor-option__risk chestor-option__risk--critical\">Risc critic<\/span>\r\n            <\/label>\r\n          <\/div>\r\n          \r\n          <div class=\"chestor-option\">\r\n            <input type=\"radio\" name=\"employeeContracts\" value=\"template\" id=\"empTemplate\" class=\"chestor-option__input\">\r\n            <label for=\"empTemplate\" class=\"chestor-option__label\">\r\n              <span class=\"chestor-option__radio\"><\/span>\r\n              <div class=\"chestor-option__content\">\r\n                <p class=\"chestor-option__title\">Contracte standard de munc\u0103<\/p>\r\n                <p class=\"chestor-option__desc\">\u0421\u0442\u0430\u043d\u0434\u0430\u0440\u0442\u043d\u044b\u0435 contracte \u0431\u0435\u0437 NDA, \u043d\u0435\u043a\u043e\u043d\u043a\u0443\u0440\u0435\u043d\u0446\u0438\u0438 \u0438 \u0442.\u0434.<\/p>\r\n              <\/div>\r\n              <span class=\"chestor-option__risk chestor-option__risk--medium\">Risc mediu<\/span>\r\n            <\/label>\r\n          <\/div>\r\n          \r\n          <div class=\"chestor-option\">\r\n            <input type=\"radio\" name=\"employeeContracts\" value=\"full\" id=\"empFull\" class=\"chestor-option__input\">\r\n            <label for=\"empFull\" class=\"chestor-option__label\">\r\n              <span class=\"chestor-option__radio\"><\/span>\r\n              <div class=\"chestor-option__content\">\r\n                <p class=\"chestor-option__title\">Pachet complet de documente HR<\/p>\r\n                <p class=\"chestor-option__desc\">Contracte, fi\u0219e de post, NDA, regulamente interne<\/p>\r\n              <\/div>\r\n              <span class=\"chestor-option__risk chestor-option__risk--low\">Risc sc\u0103zut<\/span>\r\n            <\/label>\r\n          <\/div>\r\n          \r\n          <div class=\"chestor-option\">\r\n            <input type=\"radio\" name=\"employeeContracts\" value=\"noEmployees\" id=\"empNo\" class=\"chestor-option__input\">\r\n            <label for=\"empNo\" class=\"chestor-option__label\">\r\n              <span class=\"chestor-option__radio\"><\/span>\r\n              <div class=\"chestor-option__content\">\r\n                <p class=\"chestor-option__title\">F\u0103r\u0103 angaja\u021bi<\/p>\r\n                <p class=\"chestor-option__desc\">Lucrez singur sau doar cu contractori<\/p>\r\n              <\/div>\r\n            <\/label>\r\n          <\/div>\r\n        <\/div>\r\n      <\/div>\r\n      \r\n      <div class=\"chestor-field\">\r\n        <label class=\"chestor-field__label\">Factori suplimentari de risc (bifa\u021bi toate cele aplicabile)<\/label>\r\n        <div class=\"chestor-checkboxes\">\r\n          <div class=\"chestor-checkbox\">\r\n            <input type=\"checkbox\" name=\"hrRisks\" value=\"highTurnover\" id=\"hrTurnover\" class=\"chestor-checkbox__input\">\r\n            <label for=\"hrTurnover\" class=\"chestor-checkbox__label\">\r\n              <span class=\"chestor-checkbox__box\">\r\n                <svg viewbox=\"0 0 24 24\"><path d=\"M9 16.17L4.83 12l-1.42 1.41L9 19 21 7l-1.41-1.41z\"\/><\/svg>\r\n              <\/span>\r\n              <span class=\"chestor-checkbox__text\">Fluctua\u021bie mare de personal<\/span>\r\n            <\/label>\r\n          <\/div>\r\n          \r\n          <div class=\"chestor-checkbox\">\r\n            <input type=\"checkbox\" name=\"hrRisks\" value=\"keyEmployees\" id=\"hrKey\" class=\"chestor-checkbox__input\">\r\n            <label for=\"hrKey\" class=\"chestor-checkbox__label\">\r\n              <span class=\"chestor-checkbox__box\">\r\n                <svg viewbox=\"0 0 24 24\"><path d=\"M9 16.17L4.83 12l-1.42 1.41L9 19 21 7l-1.41-1.41z\"\/><\/svg>\r\n              <\/span>\r\n              <span class=\"chestor-checkbox__text\">Dependen\u021ba de angaja\u021bii cheie<\/span>\r\n            <\/label>\r\n          <\/div>\r\n          \r\n          <div class=\"chestor-checkbox\">\r\n            <input type=\"checkbox\" name=\"hrRisks\" value=\"accessToSecrets\" id=\"hrSecrets\" class=\"chestor-checkbox__input\">\r\n            <label for=\"hrSecrets\" class=\"chestor-checkbox__label\">\r\n              <span class=\"chestor-checkbox__box\">\r\n                <svg viewbox=\"0 0 24 24\"><path d=\"M9 16.17L4.83 12l-1.42 1.41L9 19 21 7l-1.41-1.41z\"\/><\/svg>\r\n              <\/span>\r\n              <span class=\"chestor-checkbox__text\">Angaja\u021bii au acces la baza de clien\u021bi \/ know-how<\/span>\r\n            <\/label>\r\n          <\/div>\r\n          \r\n          <div class=\"chestor-checkbox\">\r\n            <input type=\"checkbox\" name=\"hrRisks\" value=\"disputes\" id=\"hrDisputes\" class=\"chestor-checkbox__input\">\r\n            <label for=\"hrDisputes\" class=\"chestor-checkbox__label\">\r\n              <span class=\"chestor-checkbox__box\">\r\n                <svg viewbox=\"0 0 24 24\"><path d=\"M9 16.17L4.83 12l-1.42 1.41L9 19 21 7l-1.41-1.41z\"\/><\/svg>\r\n              <\/span>\r\n              <span class=\"chestor-checkbox__text\">Au fost\/sunt dispute de munc\u0103<\/span>\r\n            <\/label>\r\n          <\/div>\r\n        <\/div>\r\n      <\/div>\r\n      \r\n      <div class=\"chestor-nav\">\r\n        <button type=\"button\" class=\"chestor-btn chestor-btn--back\" id=\"chestorBack7\">\r\n          <svg viewbox=\"0 0 24 24\"><path d=\"M20 11H7.83l5.59-5.59L12 4l-8 8 8 8 1.41-1.41L7.83 13H20v-2z\"\/><\/svg>\r\n          \u00cenapoi\r\n        <\/button>\r\n        <button type=\"button\" class=\"chestor-btn chestor-btn--submit\" id=\"chestorSubmit\">\r\n          Ob\u021bine analiza riscurilor\r\n          <svg viewbox=\"0 0 24 24\"><path d=\"M9 16.17L4.83 12l-1.42 1.41L9 19 21 7l-1.41-1.41z\"\/><\/svg>\r\n        <\/button>\r\n      <\/div>\r\n    <\/div>\r\n    \r\n    <!-- Results Screen -->\r\n    <div class=\"chestor-results\" id=\"chestorResults\">\r\n      <div class=\"chestor-results__header\">\r\n        <div class=\"chestor-results__icon\">\r\n          <svg viewbox=\"0 0 24 24\"><path d=\"M19 3H5c-1.1 0-2 .9-2 2v14c0 1.1.9 2 2 2h14c1.1 0 2-.9 2-2V5c0-1.1-.9-2-2-2zM9 17H7v-7h2v7zm4 0h-2V7h2v10zm4 0h-2v-4h2v4z\"\/><\/svg>\r\n        <\/div>\r\n        <h3 class=\"chestor-results__title\">Analiza riscurilor juridice<\/h3>\r\n        <p class=\"chestor-results__subtitle\">CHESTOR EXPERT SOLUTIONS<\/p>\r\n      <\/div>\r\n      \r\n      <!-- Risk Level -->\r\n      <div class=\"chestor-risk-level\" id=\"chestorRiskLevel\">\r\n        <p class=\"chestor-risk-level__label\">Nivelul general de risc<\/p>\r\n        <p class=\"chestor-risk-level__value\" id=\"chestorRiskValue\">Ridicat<\/p>\r\n        <div class=\"chestor-risk-level__meter\">\r\n          <div class=\"chestor-risk-level__fill\" id=\"chestorRiskFill\" style=\"width: 0%\"><\/div>\r\n        <\/div>\r\n      <\/div>\r\n      \r\n      <!-- Identified Risks -->\r\n      <div class=\"chestor-risks\" id=\"chestorRisks\">\r\n        <h4 class=\"chestor-risks__title\">\r\n          <svg viewbox=\"0 0 24 24\"><path d=\"M12 2C6.48 2 2 6.48 2 12s4.48 10 10 10 10-4.48 10-10S17.52 2 12 2zm1 15h-2v-2h2v2zm0-4h-2V7h2v6z\"\/><\/svg>\r\n          Zone de risc identificate\r\n        <\/h4>\r\n        <div id=\"chestorRisksList\"><\/div>\r\n      <\/div>\r\n      \r\n      <!-- Recommendations -->\r\n      <div class=\"chestor-recommendations\" id=\"chestorRecommendations\">\r\n        <h4 class=\"chestor-recommendations__title\">\r\n          <svg viewbox=\"0 0 24 24\"><path d=\"M12 1L3 5v6c0 5.55 3.84 10.74 9 12 5.16-1.26 9-6.45 9-12V5l-9-4zm-2 16l-4-4 1.41-1.41L10 14.17l6.59-6.59L18 9l-8 8z\"\/><\/svg>\r\n          Solu\u021bii recomandate\r\n        <\/h4>\r\n        <div id=\"chestorRecommendationsList\"><\/div>\r\n      <\/div>\r\n      \r\n      <!-- Potential Savings -->\r\n      <div class=\"chestor-savings\" id=\"chestorSavings\">\r\n        <p class=\"chestor-savings__label\">Economie poten\u021bial\u0103 la eliminarea riscurilor<\/p>\r\n        <p class=\"chestor-savings__value\" id=\"chestorSavingsValue\">p\u00e2n\u0103 la 150 000 lei<\/p>\r\n        <p class=\"chestor-savings__note\">Calculul este bazat pe costul mediu al litigiilor juridice \u00een Moldova<\/p>\r\n      <\/div>\r\n      \r\n      <!-- CTA Form -->\r\n      <div class=\"chestor-cta\" id=\"chestorCta\">\r\n        <h4 class=\"chestor-cta__title\">Primi\u021bi oferta personalizat\u0103<\/h4>\r\n        <p class=\"chestor-cta__subtitle\">Versiunea complet\u0103 a raportului cu calcul detaliat \u0219i condi\u021bii personalizate<\/p>\r\n        \r\n        <form class=\"chestor-form\" id=\"chestorForm\" action=\"\">\r\n          <div class=\"chestor-form__row\">\r\n            <div class=\"chestor-form__group\">\r\n              <label class=\"chestor-form__label\">Numele dumneavoastr\u0103<\/label>\r\n              <input type=\"text\" class=\"chestor-form__input\" id=\"chestorFormName\" placeholder=\"Introduce\u021bi numele\">\r\n            <\/div>\r\n            <div class=\"chestor-form__group\">\r\n              <label class=\"chestor-form__label\">Telefon <span>*<\/span><\/label>\r\n              <input type=\"tel\" class=\"chestor-form__input\" id=\"chestorFormPhone\" placeholder=\"+373\" required>\r\n            <\/div>\r\n          <\/div>\r\n          <div class=\"chestor-form__group\">\r\n            <label class=\"chestor-form__label\">E-mail <span>*<\/span><\/label>\r\n            <input type=\"email\" class=\"chestor-form__input\" id=\"chestorFormEmail\" placeholder=\"email@company.md\" required>\r\n          <\/div>\r\n          <div class=\"chestor-form__group\">\r\n            <label class=\"chestor-form__label\">Comentariu<\/label>\r\n            <textarea class=\"chestor-form__textarea\" id=\"chestorFormComment\" placeholder=\"\u0414\u043e\u043f\u043e\u043b\u043d\u0438\u0442\u0435\u043b\u044c\u043d\u0430\u044f \u0438\u043d\u0444\u043e\u0440\u043c\u0430\u0446\u0438\u044f \u043e \u0432\u0430\u0448\u0435\u0439 \u0441\u0438\u0442\u0443\u0430\u0446\u0438\u0438\"><\/textarea>\r\n          <\/div>\r\n          <button type=\"submit\" class=\"chestor-form__submit\">\r\n            Prime\u0219te oferta personalizat\u0103\r\n          <\/button>\r\n        <input type=\"hidden\" name=\"trp-form-language\" value=\"en\"\/><\/form>\r\n      <\/div>\r\n    <\/div>\r\n    \r\n    <!-- Success Message -->\r\n    <div class=\"chestor-success\" id=\"chestorSuccess\">\r\n      <div class=\"chestor-success__icon\">\r\n        <svg viewbox=\"0 0 24 24\"><path d=\"M9 16.17L4.83 12l-1.42 1.41L9 19 21 7l-1.41-1.41z\"\/><\/svg>\r\n      <\/div>\r\n      <h3 class=\"chestor-success__title\">\u0417\u0430\u044f\u0432\u043a\u0430 \u0443\u0441\u043f\u0435\u0448\u043d\u043e \u043e\u0442\u043f\u0440\u0430\u0432\u043b\u0435\u043d\u0430!<\/h3>\r\n      <p class=\"chestor-success__text\">\u041d\u0430\u0448 \u044d\u043a\u0441\u043f\u0435\u0440\u0442 \u0441\u0432\u044f\u0436\u0435\u0442\u0441\u044f \u0441 \u0432\u0430\u043c\u0438 \u0432 \u0431\u043b\u0438\u0436\u0430\u0439\u0448\u0435\u0435 \u0432\u0440\u0435\u043c\u044f \u0434\u043b\u044f \u043e\u0431\u0441\u0443\u0436\u0434\u0435\u043d\u0438\u044f \u043f\u0435\u0440\u0441\u043e\u043d\u0430\u043b\u044c\u043d\u044b\u0445 \u0443\u0441\u043b\u043e\u0432\u0438\u0439 \u0441\u043e\u0442\u0440\u0443\u0434\u043d\u0438\u0447\u0435\u0441\u0442\u0432\u0430<\/p>\r\n      <a href=\"tel:+37378700077\" class=\"chestor-success__phone\">\r\n        <svg viewbox=\"0 0 24 24\"><path d=\"M6.62 10.79c1.44 2.83 3.76 5.14 6.59 6.59l2.2-2.2c.27-.27.67-.36 1.02-.24 1.12.37 2.33.57 3.57.57.55 0 1 .45 1 1V20c0 .55-.45 1-1 1-9.39 0-17-7.61-17-17 0-.55.45-1 1-1h3.5c.55 0 1 .45 1 1 0 1.25.2 2.45.57 3.57.11.35.03.74-.25 1.02l-2.2 2.2z\"\/><\/svg>\r\n        +373 (78) 700 077\r\n      <\/a>\r\n    <\/div>\r\n    \r\n  <\/div>\r\n<\/div>\r\n\r\n<script>\r\n\/**\r\n * \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\r\n * CHESTOR Risk Assessment Widget - Interactive Business Legal Risk Analyzer\r\n * Author: Garbuz Alexander | garbuz.online\r\n * Version: 1.0.0\r\n * \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\r\n *\/\r\n\r\n(function() {\r\n  'use strict';\r\n\r\n  \/\/ Configuration\r\n  const CONFIG = {\r\n    author: 'Garbuz Alexander',\r\n    website: 'garbuz.online',\r\n    totalSteps: 7,\r\n    animationDelay: 300\r\n  };\r\n\r\n  \/\/ Date financiare pentru calcule (bazate pe practica judiciar\u0103 din Moldova)\r\n  const FINANCIAL_DATA = {\r\n    \/\/ Sume medii de pierderi pe tipuri de riscuri (\u00een lei)\r\n    contractRisks: {\r\n      noContracts: { min: 80000, max: 250000, avg: 150000, probability: 0.45 },\r\n      templateContracts: { min: 40000, max: 150000, avg: 85000, probability: 0.35 },\r\n      adaptedNoExpert: { min: 20000, max: 80000, avg: 45000, probability: 0.20 },\r\n      expertReview: { min: 5000, max: 20000, avg: 10000, probability: 0.05 }\r\n    },\r\n    debtorRisks: {\r\n      noProcess: { min: 50000, max: 500000, avg: 180000, probability: 0.60 },\r\n      delayedProcess: { min: 30000, max: 200000, avg: 90000, probability: 0.35 },\r\n      immediateProcess: { min: 10000, max: 50000, avg: 25000, probability: 0.15 }\r\n    },\r\n    taxRisks: {\r\n      noAccounting: { min: 100000, max: 800000, avg: 350000, probability: 0.55 },\r\n      inHouseOnly: { min: 50000, max: 300000, avg: 150000, probability: 0.30 },\r\n      externalAudit: { min: 20000, max: 100000, avg: 50000, probability: 0.10 }\r\n    },\r\n    corporateRisks: {\r\n      noAgreements: { min: 200000, max: 2000000, avg: 800000, probability: 0.40 },\r\n      basicAgreements: { min: 100000, max: 500000, avg: 250000, probability: 0.25 },\r\n      fullProtection: { min: 20000, max: 100000, avg: 50000, probability: 0.08 }\r\n    },\r\n    employeeRisks: {\r\n      noContracts: { min: 30000, max: 200000, avg: 80000, probability: 0.50 },\r\n      templateOnly: { min: 15000, max: 80000, avg: 40000, probability: 0.30 },\r\n      fullCompliance: { min: 5000, max: 20000, avg: 10000, probability: 0.10 }\r\n    },\r\n    ipRisks: {\r\n      noProtection: { min: 50000, max: 1000000, avg: 300000, probability: 0.35 },\r\n      partialProtection: { min: 20000, max: 200000, avg: 80000, probability: 0.20 },\r\n      fullProtection: { min: 5000, max: 30000, avg: 15000, probability: 0.05 }\r\n    },\r\n    \/\/ Costul serviciilor juridice pentru compara\u021bie\r\n    serviceCosts: {\r\n      contractReview: 3500,\r\n      contractDraft: 8000,\r\n      debtCollection: 15000,\r\n      taxRepresentation: 25000,\r\n      corporateDispute: 50000,\r\n      retainerMonthly: 12000\r\n    },\r\n    \/\/ Cheltuieli judiciare\r\n    courtCosts: {\r\n      firstInstance: { min: 5000, max: 15000 },\r\n      appeal: { min: 8000, max: 25000 },\r\n      cassation: { min: 12000, max: 40000 }\r\n    }\r\n  };\r\n\r\n  \/\/ State\r\n  let currentStep = 1;\r\n  let answers = {\r\n    businessStatus: null,\r\n    businessType: null,\r\n    employeeCount: null,\r\n    annualTurnover: null,\r\n    contractWork: null,\r\n    contractVolume: null,\r\n    debtorSituation: null,\r\n    debtAmount: null,\r\n    taxSituation: null,\r\n    corporateStructure: null,\r\n    partnerAgreements: null,\r\n    employeeContracts: null,\r\n    intellectualProperty: null,\r\n    problems: [],\r\n    legalSupport: null,\r\n    urgency: null\r\n  };\r\n\r\n  \/\/ Date calculate\r\n  let calculatedRisks = {\r\n    totalRiskScore: 0,\r\n    financialExposure: { min: 0, max: 0, expected: 0 },\r\n    risksByCategory: {},\r\n    recommendations: [],\r\n    priorityActions: [],\r\n    savingsEstimate: 0,\r\n    roiEstimate: 0\r\n  };\r\n\r\n  \/\/ DOM Elements\r\n  const elements = {\r\n    progressFill: document.getElementById('chestorProgressFill'),\r\n    steps: document.querySelectorAll('.chestor-step'),\r\n    progressSteps: document.querySelectorAll('.chestor-progress__step'),\r\n    results: document.getElementById('chestorResults'),\r\n    success: document.getElementById('chestorSuccess'),\r\n    form: document.getElementById('chestorForm'),\r\n    hint2: document.getElementById('chestorHint2'),\r\n    riskLevel: document.getElementById('chestorRiskLevel'),\r\n    riskValue: document.getElementById('chestorRiskValue'),\r\n    riskFill: document.getElementById('chestorRiskFill'),\r\n    risksList: document.getElementById('chestorRisksList'),\r\n    recommendationsList: document.getElementById('chestorRecommendationsList'),\r\n    savingsValue: document.getElementById('chestorSavingsValue'),\r\n    formComment: document.getElementById('chestorFormComment')\r\n  };\r\n\r\n  \/\/ Services Data\r\n  const services = {\r\n    contracts: {\r\n      name: 'Asisten\u021b\u0103 juridic\u0103 pentru tranzac\u021bii \u0219i lucru contractual',\r\n      desc: 'Elaborarea, verificarea \u0219i expertiza contractelor pentru protejarea intereselor dumneavoastr\u0103',\r\n      icon: '<svg viewBox=\"0 0 24 24\"><path d=\"M14 2H6c-1.1 0-1.99.9-1.99 2L4 20c0 1.1.89 2 1.99 2H18c1.1 0 2-.9 2-2V8l-6-6zm2 16H8v-2h8v2zm0-4H8v-2h8v2zm-3-5V3.5L18.5 9H13z\"\/><\/svg>'\r\n    },\r\n    arbitration: {\r\n      name: 'Arbitraj \u0219i reprezentare \u00een instan\u021b\u0103',\r\n      desc: 'Ap\u0103rarea intereselor dumneavoastr\u0103 \u00een instan\u021b\u0103 pentru dispute comerciale \u0219i recuperarea datoriilor',\r\n      icon: '<svg viewBox=\"0 0 24 24\"><path d=\"M4 10.5c-.83 0-1.5.67-1.5 1.5s.67 1.5 1.5 1.5 1.5-.67 1.5-1.5-.67-1.5-1.5-1.5zm0-6c-.83 0-1.5.67-1.5 1.5S3.17 7.5 4 7.5 5.5 6.83 5.5 6 4.83 4.5 4 4.5zm0 12c-.83 0-1.5.68-1.5 1.5s.68 1.5 1.5 1.5 1.5-.68 1.5-1.5-.67-1.5-1.5-1.5zM7 19h14v-2H7v2zm0-6h14v-2H7v2zm0-8v2h14V5H7z\"\/><\/svg>'\r\n    },\r\n    corporate: {\r\n      name: 'Drept corporativ \u0219i protec\u021bia afacerii',\r\n      desc: '\u00cenregistrare, reorganizare, protec\u021bie \u00eempotriva conflictelor \u00eentre fondatori',\r\n      icon: '<svg viewBox=\"0 0 24 24\"><path d=\"M12 7V3H2v18h20V7H12zM6 19H4v-2h2v2zm0-4H4v-2h2v2zm0-4H4V9h2v2zm0-4H4V5h2v2zm4 12H8v-2h2v2zm0-4H8v-2h2v2zm0-4H8V9h2v2zm0-4H8V5h2v2zm10 12h-8v-2h2v-2h-2v-2h2v-2h-2V9h8v10zm-2-8h-2v2h2v-2zm0 4h-2v2h2v-2z\"\/><\/svg>'\r\n    },\r\n    tax: {\r\n      name: 'Consultan\u021b\u0103 \u0219i reprezentare fiscal\u0103',\r\n      desc: 'Asisten\u021b\u0103 la controale, obiec\u021bii la acte, ap\u0103rare \u00een litigii fiscale',\r\n      icon: '<svg viewBox=\"0 0 24 24\"><path d=\"M11.8 10.9c-2.27-.59-3-1.2-3-2.15 0-1.09 1.01-1.85 2.7-1.85 1.78 0 2.44.85 2.5 2.1h2.21c-.07-1.72-1.12-3.3-3.21-3.81V3h-3v2.16c-1.94.42-3.5 1.68-3.5 3.61 0 2.31 1.91 3.46 4.7 4.13 2.5.6 3 1.48 3 2.41 0 .69-.49 1.79-2.7 1.79-2.06 0-2.87-.92-2.98-2.1h-2.2c.12 2.19 1.76 3.42 3.68 3.83V21h3v-2.15c1.95-.37 3.5-1.5 3.5-3.55 0-2.84-2.43-3.81-4.7-4.4z\"\/><\/svg>'\r\n    },\r\n    retainer: {\r\n      name: 'Servicii juridice pe baz\u0103 de abonament',\r\n      desc: 'Protec\u021bie juridic\u0103 complex\u0103 la cost lunar fix',\r\n      icon: '<svg viewBox=\"0 0 24 24\"><path d=\"M12 1L3 5v6c0 5.55 3.84 10.74 9 12 5.16-1.26 9-6.45 9-12V5l-9-4zm0 10.99h7c-.53 4.12-3.28 7.79-7 8.94V12H5V6.3l7-3.11v8.8z\"\/><\/svg>'\r\n    }\r\n  };\r\n\r\n  \/\/ Risk Messages\r\n  const riskMessages = {\r\n    template: 'Risc ridicat de pierderi din cauza utiliz\u0103rii contractelor tip neadaptate',\r\n    adapted: 'Risc mediu: contractele sunt adaptate, dar f\u0103r\u0103 expertiz\u0103 profesional\u0103',\r\n    debts: 'Risc de pierderi financiare din cauza crean\u021belor nerecuperate',\r\n    taxes: 'Risc de amenzi \u0219i sanc\u021biuni la controalele fiscale',\r\n    partners: 'Risc de conflicte corporative \u0219i pierderea controlului asupra afacerii',\r\n    confidentiality: 'Risc de scurgere a secretului comercial \u0219i avantajelor competitive',\r\n    noSupport: 'Risc critic: absen\u021ba protec\u021biei juridice sistematice a afacerii',\r\n    partialSupport: 'Risc de lacune \u00een asisten\u021ba juridic\u0103 pentru probleme complexe'\r\n  };\r\n\r\n  \/\/ Initialize\r\n  function init() {\r\n    setupEventListeners();\r\n    updateProgress();\r\n    console.log(`%c CHESTOR Widget loaded | Author: ${CONFIG.author} | ${CONFIG.website}`, 'color: #026057; font-weight: bold;');\r\n  }\r\n\r\n  \/\/ Event Listeners\r\n  function setupEventListeners() {\r\n    \/\/ Step 1: Business Profile\r\n    document.querySelectorAll('input[name=\"businessType\"]').forEach(input => {\r\n      input.addEventListener('change', function() {\r\n        answers.businessType = this.value;\r\n        checkStep1Complete();\r\n      });\r\n    });\r\n    \r\n    const businessSector = document.getElementById('businessSector');\r\n    if (businessSector) {\r\n      businessSector.addEventListener('change', function() {\r\n        answers.businessSector = this.value;\r\n        checkStep1Complete();\r\n      });\r\n    }\r\n    \r\n    function checkStep1Complete() {\r\n      const btn = document.getElementById('chestorNext1');\r\n      btn.disabled = !(answers.businessType && answers.businessSector);\r\n    }\r\n\r\n    document.getElementById('chestorNext1').addEventListener('click', () => goToStep(2));\r\n\r\n    \/\/ Step 2: Business Scale\r\n    document.querySelectorAll('input[name=\"employeeCount\"]').forEach(input => {\r\n      input.addEventListener('change', function() {\r\n        answers.employeeCount = this.value;\r\n        checkStep2Complete();\r\n      });\r\n    });\r\n    \r\n    document.querySelectorAll('input[name=\"annualTurnover\"]').forEach(input => {\r\n      input.addEventListener('change', function() {\r\n        answers.annualTurnover = this.value;\r\n        checkStep2Complete();\r\n      });\r\n    });\r\n    \r\n    function checkStep2Complete() {\r\n      const btn = document.getElementById('chestorNext2');\r\n      btn.disabled = !(answers.employeeCount && answers.annualTurnover);\r\n    }\r\n\r\n    document.getElementById('chestorBack2').addEventListener('click', () => goToStep(1));\r\n    document.getElementById('chestorNext2').addEventListener('click', () => goToStep(3));\r\n\r\n    \/\/ Step 3: Contracts\r\n    document.querySelectorAll('input[name=\"contractWork\"]').forEach(input => {\r\n      input.addEventListener('change', function() {\r\n        answers.contractWork = this.value;\r\n        checkStep3Complete();\r\n        \r\n        const hint = document.getElementById('chestorHint3');\r\n        if (hint) {\r\n          hint.classList.toggle('chestor-hint--visible', this.value === 'none' || this.value === 'template');\r\n        }\r\n      });\r\n    });\r\n    \r\n    document.querySelectorAll('input[name=\"contractVolume\"]').forEach(input => {\r\n      input.addEventListener('change', function() {\r\n        answers.contractVolume = this.value;\r\n        checkStep3Complete();\r\n      });\r\n    });\r\n    \r\n    function checkStep3Complete() {\r\n      const btn = document.getElementById('chestorNext3');\r\n      btn.disabled = !(answers.contractWork && answers.contractVolume);\r\n    }\r\n\r\n    document.getElementById('chestorBack3').addEventListener('click', () => goToStep(2));\r\n    document.getElementById('chestorNext3').addEventListener('click', () => goToStep(4));\r\n\r\n    \/\/ Step 4: Debtor\r\n    document.querySelectorAll('input[name=\"debtorSituation\"]').forEach(input => {\r\n      input.addEventListener('change', function() {\r\n        answers.debtorSituation = this.value;\r\n        document.getElementById('chestorNext4').disabled = false;\r\n        \r\n        const debtAgeField = document.getElementById('debtAgeField');\r\n        const debtorNote = document.getElementById('debtorNote');\r\n        \r\n        if (this.value !== 'none') {\r\n          if (debtAgeField) debtAgeField.style.display = 'block';\r\n          if (debtorNote) debtorNote.style.display = 'flex';\r\n        } else {\r\n          if (debtAgeField) debtAgeField.style.display = 'none';\r\n          if (debtorNote) debtorNote.style.display = 'none';\r\n        }\r\n      });\r\n    });\r\n    \r\n    document.querySelectorAll('input[name=\"debtAge\"]').forEach(input => {\r\n      input.addEventListener('change', function() {\r\n        answers.debtAge = this.value;\r\n      });\r\n    });\r\n\r\n    document.getElementById('chestorBack4').addEventListener('click', () => goToStep(3));\r\n    document.getElementById('chestorNext4').addEventListener('click', () => goToStep(5));\r\n\r\n    \/\/ Step 5: Tax\r\n    document.querySelectorAll('input[name=\"taxSituation\"]').forEach(input => {\r\n      input.addEventListener('change', function() {\r\n        answers.taxSituation = this.value;\r\n        document.getElementById('chestorNext5').disabled = false;\r\n      });\r\n    });\r\n    \r\n    document.querySelectorAll('input[name=\"taxIssues\"]').forEach(input => {\r\n      input.addEventListener('change', function() {\r\n        answers.taxIssues = Array.from(document.querySelectorAll('input[name=\"taxIssues\"]:checked')).map(cb => cb.value);\r\n      });\r\n    });\r\n\r\n    document.getElementById('chestorBack5').addEventListener('click', () => goToStep(4));\r\n    document.getElementById('chestorNext5').addEventListener('click', () => goToStep(6));\r\n\r\n    \/\/ Step 6: Corporate Structure\r\n    document.querySelectorAll('input[name=\"corporateStructure\"]').forEach(input => {\r\n      input.addEventListener('change', function() {\r\n        answers.corporateStructure = this.value;\r\n        document.getElementById('chestorNext6').disabled = false;\r\n        \r\n        const partnerField = document.getElementById('partnerAgreementsField');\r\n        const corpNote = document.getElementById('corporateNote');\r\n        \r\n        if (this.value !== 'solo') {\r\n          if (partnerField) partnerField.style.display = 'block';\r\n          if (corpNote) corpNote.style.display = 'flex';\r\n        } else {\r\n          if (partnerField) partnerField.style.display = 'none';\r\n          if (corpNote) corpNote.style.display = 'none';\r\n        }\r\n      });\r\n    });\r\n    \r\n    document.querySelectorAll('input[name=\"partnerAgreements\"]').forEach(input => {\r\n      input.addEventListener('change', function() {\r\n        answers.partnerAgreements = this.value;\r\n      });\r\n    });\r\n\r\n    document.getElementById('chestorBack6').addEventListener('click', () => goToStep(5));\r\n    document.getElementById('chestorNext6').addEventListener('click', () => goToStep(7));\r\n\r\n    \/\/ Step 7: HR\r\n    document.querySelectorAll('input[name=\"employeeContracts\"]').forEach(input => {\r\n      input.addEventListener('change', function() {\r\n        answers.employeeContracts = this.value;\r\n      });\r\n    });\r\n    \r\n    document.querySelectorAll('input[name=\"hrRisks\"]').forEach(input => {\r\n      input.addEventListener('change', function() {\r\n        answers.hrRisks = Array.from(document.querySelectorAll('input[name=\"hrRisks\"]:checked')).map(cb => cb.value);\r\n      });\r\n    });\r\n\r\n    document.getElementById('chestorBack7').addEventListener('click', () => goToStep(6));\r\n    document.getElementById('chestorSubmit').addEventListener('click', showResults);\r\n\r\n    \/\/ Form submission\r\n    elements.form.addEventListener('submit', handleFormSubmit);\r\n  }\r\n\r\n  \/\/ Navigation\r\n  function goToStep(step) {\r\n    currentStep = step;\r\n    \r\n    \/\/ Update steps visibility\r\n    elements.steps.forEach((s, i) => {\r\n      s.classList.remove('chestor-step--active');\r\n      if (i + 1 === step) {\r\n        s.classList.add('chestor-step--active');\r\n      }\r\n    });\r\n\r\n    updateProgress();\r\n  }\r\n\r\n  \/\/ Progress Update\r\n  function updateProgress() {\r\n    const progress = ((currentStep - 1) \/ CONFIG.totalSteps) * 100;\r\n    elements.progressFill.style.width = progress + '%';\r\n\r\n    elements.progressSteps.forEach((step, i) => {\r\n      step.classList.remove('chestor-progress__step--active', 'chestor-progress__step--completed');\r\n      if (i + 1 === currentStep) {\r\n        step.classList.add('chestor-progress__step--active');\r\n      } else if (i + 1 < currentStep) {\r\n        step.classList.add('chestor-progress__step--completed');\r\n      }\r\n    });\r\n  }\r\n\r\n  \/\/ Show Results\r\n  function showResults() {\r\n    \/\/ Hide all steps\r\n    elements.steps.forEach(s => s.classList.remove('chestor-step--active'));\r\n    \r\n    \/\/ Complete progress\r\n    elements.progressFill.style.width = '100%';\r\n    elements.progressSteps.forEach(step => {\r\n      step.classList.remove('chestor-progress__step--active');\r\n      step.classList.add('chestor-progress__step--completed');\r\n    });\r\n\r\n    \/\/ === \u041f\u0420\u041e\u0424\u0415\u0421\u0421\u0418\u041e\u041d\u0410\u041b\u042c\u041d\u042b\u0419 \u0420\u0410\u0421\u0427\u0401\u0422 \u0420\u0418\u0421\u041a\u041e\u0412 ===\r\n    let totalRiskScore = 0;\r\n    let minExposure = 0;\r\n    let maxExposure = 0;\r\n    let expectedExposure = 0;\r\n    const risks = [];\r\n    const recommendations = [];\r\n    const interestsList = [];\r\n    const riskBreakdown = [];\r\n\r\n    \/\/ \u041c\u043d\u043e\u0436\u0438\u0442\u0435\u043b\u044c \u0432 \u0437\u0430\u0432\u0438\u0441\u0438\u043c\u043e\u0441\u0442\u0438 \u043e\u0442 \u043e\u0431\u043e\u0440\u043e\u0442\u0430\r\n    let turnoverMultiplier = 1;\r\n    switch(answers.annualTurnover) {\r\n      case 'under500k': turnoverMultiplier = 0.7; break;\r\n      case '500k-2m': turnoverMultiplier = 1; break;\r\n      case '2m-10m': turnoverMultiplier = 1.5; break;\r\n      case 'over10m': turnoverMultiplier = 2.5; break;\r\n    }\r\n\r\n    \/\/ Multiplicator \u00een func\u021bie de num\u0103rul de angaja\u021bi\r\n    let employeeMultiplier = 1;\r\n    switch(answers.employeeCount) {\r\n      case '0': employeeMultiplier = 0.5; break;\r\n      case '1-5': employeeMultiplier = 0.8; break;\r\n      case '6-20': employeeMultiplier = 1; break;\r\n      case '21-50': employeeMultiplier = 1.3; break;\r\n      case '50+': employeeMultiplier = 1.8; break;\r\n    }\r\n\r\n    \/\/ \u041c\u043d\u043e\u0436\u0438\u0442\u0435\u043b\u044c \u043f\u043e \u043a\u043e\u043b\u0438\u0447\u0435\u0441\u0442\u0432\u0443 contract\u043e\u0432\r\n    let contractVolumeMultiplier = 1;\r\n    switch(answers.contractVolume) {\r\n      case '1-5': contractVolumeMultiplier = 1; break;\r\n      case '6-20': contractVolumeMultiplier = 2; break;\r\n      case '21-50': contractVolumeMultiplier = 3.5; break;\r\n      case '50+': contractVolumeMultiplier = 5; break;\r\n    }\r\n\r\n    \/\/ 1. \u0414\u041e\u0413\u041e\u0412\u041e\u0420\u041d\u042b\u0415 \u0420\u0418\u0421\u041a\u0418\r\n    const contractData = FINANCIAL_DATA.contractRisks;\r\n    let contractRisk = null;\r\n    \r\n    switch(answers.contractWork) {\r\n      case 'none':\r\n        contractRisk = contractData.noContracts;\r\n        totalRiskScore += 25;\r\n        risks.push({\r\n          category: '\u0414\u043e\u0433\u043e\u0432\u043e\u0440\u044b',\r\n          level: 'critical',\r\n          title: 'Risc critic: \u0440\u0430\u0431\u043e\u0442\u0430 \u0431\u0435\u0437 \u043f\u0438\u0441\u044c\u043c\u0435\u043d\u043d\u044b\u0445 contract\u043e\u0432',\r\n          description: '\u041e\u0442\u0441\u0443\u0442\u0441\u0442\u0432\u0438\u0435 contract\u043e\u0432 \u0434\u0435\u043b\u0430\u0435\u0442 \u043d\u0435\u0432\u043e\u0437\u043c\u043e\u0436\u043d\u044b\u043c \u0441\u0443\u0434\u0435\u0431\u043d\u0443\u044e \u0437\u0430\u0449\u0438\u0442\u0443 \u0432\u0430\u0448\u0438\u0445 \u0438\u043d\u0442\u0435\u0440\u0435\u0441\u043e\u0432. \u041f\u0440\u0438 \u0441\u043f\u043e\u0440\u0430\u0445 \u0432\u044b \u043d\u0435 \u0441\u043c\u043e\u0436\u0435\u0442\u0435 p\u00e2n\u0103 la\u043a\u0430\u0437\u0430\u0442\u044c \u0443\u0441\u043b\u043e\u0432\u0438\u044f \u0441\u0434\u0435\u043b\u043a\u0438.',\r\n          exposure: { \r\n            min: Math.round(contractRisk.min * turnoverMultiplier * contractVolumeMultiplier),\r\n            max: Math.round(contractRisk.max * turnoverMultiplier * contractVolumeMultiplier),\r\n            probability: contractRisk.probability\r\n          }\r\n        });\r\n        recommendations.push(services.contracts);\r\n        interestsList.push('\u0440\u0430\u0437\u0440\u0430\u0431\u043e\u0442\u043a\u0430 contract\u043e\u0432');\r\n        break;\r\n      case 'template':\r\n        contractRisk = contractData.templateContracts;\r\n        totalRiskScore += 18;\r\n        risks.push({\r\n          category: '\u0414\u043e\u0433\u043e\u0432\u043e\u0440\u044b',\r\n          level: 'high',\r\n          title: 'Risc ridicat: contracte tip f\u0103r\u0103 expertiz\u0103',\r\n          description: '\u0422\u0438\u043f\u043e\u0432\u044b\u0435 \u0448\u0430\u0431\u043b\u043e\u043d\u044b \u043d\u0435 \u0443\u0447\u0438\u0442\u044b\u0432\u0430\u044e\u0442 \u0441\u043f\u0435\u0446\u0438\u0444\u0438\u043a\u0443 \u0432\u0430\u0448\u0435\u0439 \u0434\u0435\u044f\u0442\u0435\u043b\u044c\u043d\u043e\u0441\u0442\u0438 \u0438 \u043c\u043e\u0433\u0443\u0442 \u0441\u043e\u0434\u0435\u0440\u0436\u0430\u0442\u044c \u043d\u0435\u0432\u044b\u0433\u043e\u0434\u043d\u044b\u0435 \u0443\u0441\u043b\u043e\u0432\u0438\u044f. 78% \u043a\u043e\u043c\u043c\u0435\u0440\u0447\u0435\u0441\u043a\u0438\u0445 \u0441\u043f\u043e\u0440\u043e\u0432 \u0441\u0432\u044f\u0437\u0430\u043d\u044b \u0441 \u043d\u0435\u043a\u0430\u0447\u0435\u0441\u0442\u0432\u0435\u043d\u043d\u044b\u043c\u0438 contract\u0430\u043c\u0438.',\r\n          exposure: { \r\n            min: Math.round(contractRisk.min * turnoverMultiplier * contractVolumeMultiplier),\r\n            max: Math.round(contractRisk.max * turnoverMultiplier * contractVolumeMultiplier),\r\n            probability: contractRisk.probability\r\n          }\r\n        });\r\n        recommendations.push(services.contracts);\r\n        interestsList.push('\u044d\u043a\u0441\u043f\u0435\u0440\u0442\u0438\u0437\u0430 contract\u043e\u0432');\r\n        break;\r\n      case 'adapted':\r\n        contractRisk = contractData.adaptedNoExpert;\r\n        totalRiskScore += 10;\r\n        risks.push({\r\n          category: '\u0414\u043e\u0433\u043e\u0432\u043e\u0440\u044b',\r\n          level: 'medium',\r\n          title: 'Risc moderat: \u0441\u0430\u043c\u043e\u0441\u0442\u043e\u044f\u0442\u0435\u043b\u044c\u043d\u0430\u044f \u0430\u0434\u0430\u043f\u0442\u0430\u0446\u0438\u044f contract\u043e\u0432',\r\n          description: '\u0411\u0435\u0437 \u044e\u0440\u0438\u0434\u0438\u0447\u0435\u0441\u043a\u043e\u0439 \u044d\u043a\u0441\u043f\u0435\u0440\u0442\u0438\u0437\u044b \u043c\u043e\u0436\u043d\u043e \u0443\u043f\u0443\u0441\u0442\u0438\u0442\u044c \u0432\u0430\u0436\u043d\u044b\u0435 \u0437\u0430\u0449\u0438\u0442\u043d\u044b\u0435 \u043c\u0435\u0445\u0430\u043d\u0438\u0437\u043c\u044b: \u0448\u0442\u0440\u0430\u0444\u043d\u044b\u0435 \u0441\u0430\u043d\u043a\u0446\u0438\u0438, \u0433\u0430\u0440\u0430\u043d\u0442\u0438\u0438, \u043f\u043e\u0440\u044fp\u00e2n\u0103 la\u043a \u0440\u0430\u0437\u0440\u0435\u0448\u0435\u043d\u0438\u044f \u0441\u043f\u043e\u0440\u043e\u0432.',\r\n          exposure: { \r\n            min: Math.round(contractRisk.min * turnoverMultiplier * contractVolumeMultiplier),\r\n            max: Math.round(contractRisk.max * turnoverMultiplier * contractVolumeMultiplier),\r\n            probability: contractRisk.probability\r\n          }\r\n        });\r\n        recommendations.push(services.contracts);\r\n        interestsList.push('\u043f\u0440\u043e\u0432\u0435\u0440\u043a\u0430 contract\u043e\u0432');\r\n        break;\r\n      case 'lawyer':\r\n        contractRisk = contractData.expertReview;\r\n        totalRiskScore += 2;\r\n        break;\r\n    }\r\n\r\n    if (contractRisk) {\r\n      minExposure += contractRisk.min * turnoverMultiplier * contractVolumeMultiplier;\r\n      maxExposure += contractRisk.max * turnoverMultiplier * contractVolumeMultiplier;\r\n      expectedExposure += contractRisk.avg * contractRisk.probability * turnoverMultiplier * contractVolumeMultiplier;\r\n    }\r\n\r\n    \/\/ 2. \u0414\u0415\u0411\u0418\u0422\u041e\u0420\u0421\u041a\u0418\u0415 \u0420\u0418\u0421\u041a\u0418\r\n    const debtorData = FINANCIAL_DATA.debtorRisks;\r\n    let debtorRisk = null;\r\n    \r\n    switch(answers.debtorSituation) {\r\n      case 'large':\r\n        totalRiskScore += 20;\r\n        debtorRisk = debtorData.noProcess;\r\n        risks.push({\r\n          category: '\u0414\u0435\u0431\u0438\u0442\u043e\u0440\u043a\u0430',\r\n          level: 'critical',\r\n          title: 'Risc critic: \u043a\u0440\u0443\u043f\u043d\u0430\u044f \u043f\u0440\u043e\u0441\u0440\u043e\u0447\u0435\u043d\u043d\u0430\u044f \u0437\u0430p\u00e2n\u0103 la\u043b\u0436\u0435\u043d\u043d\u043e\u0441\u0442\u044c',\r\n          description: '\u0417\u0430p\u00e2n\u0103 la\u043b\u0436\u0435\u043d\u043d\u043e\u0441\u0442\u044c \u0431\u043e\u043b\u0435\u0435 300 000 lei \u0443\u0433\u0440\u043e\u0436\u0430\u0435\u0442 \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u043e\u0439 \u0441\u0442\u0430\u0431\u0438\u043b\u044c\u043d\u043e\u0441\u0442\u0438. \u041a\u0430\u0436\u0434\u044b\u0439 \u043c\u0435\u0441\u044f\u0446 \u043f\u0440\u043e\u043c\u0435\u0434\u043b\u0435\u043d\u0438\u044f \u0441\u043d\u0438\u0436\u0430\u0435\u0442 \u0432\u0435\u0440\u043e\u044f\u0442\u043d\u043e\u0441\u0442\u044c \u0432\u0437\u044b\u0441\u043a\u0430\u043d\u0438\u044f \u043d\u0430 5-10%.',\r\n          exposure: { \r\n            min: 300000,\r\n            max: 1000000,\r\n            probability: 0.6\r\n          }\r\n        });\r\n        recommendations.push(services.arbitration);\r\n        interestsList.push('\u0441\u0440\u043e\u0447\u043d\u043e\u0435 \u0432\u0437\u044b\u0441\u043a\u0430\u043d\u0438\u0435 p\u00e2n\u0103 la\u043b\u0433\u043e\u0432');\r\n        break;\r\n      case 'medium':\r\n        totalRiskScore += 12;\r\n        debtorRisk = debtorData.delayedProcess;\r\n        risks.push({\r\n          category: '\u0414\u0435\u0431\u0438\u0442\u043e\u0440\u043a\u0430',\r\n          level: 'high',\r\n          title: 'Risc ridicat: \u0441\u0443\u0449\u0435\u0441\u0442\u0432\u0435\u043d\u043d\u0430\u044f \u0434\u0435\u0431\u0438\u0442\u043e\u0440\u0441\u043a\u0430\u044f \u0437\u0430p\u00e2n\u0103 la\u043b\u0436\u0435\u043d\u043d\u043e\u0441\u0442\u044c',\r\n          description: '\u0417\u0430p\u00e2n\u0103 la\u043b\u0436\u0435\u043d\u043d\u043e\u0441\u0442\u044c 50-300 mii lei \u0442\u0440\u0435\u0431\u0443\u0435\u0442 \u0430\u043a\u0442\u0438\u0432\u043d\u043e\u0439 \u043f\u0440\u0435\u0442\u0435\u043d\u0437\u0438\u043e\u043d\u043d\u043e\u0439 \u0440\u0430\u0431\u043e\u0442\u044b. \u041f\u0440\u0438 \u043f\u0440\u0430\u0432\u0438\u043b\u044c\u043d\u043e\u043c \u043f\u043e\u0434\u0445\u043e\u0434\u0435 65% p\u00e2n\u0103 la\u043b\u0433\u043e\u0432 \u0432\u0437\u044b\u0441\u043a\u0438\u0432\u0430\u044e\u0442\u0441\u044f p\u00e2n\u0103 la\u0441\u0443\u0434\u0435\u0431\u043d\u043e.',\r\n          exposure: { \r\n            min: 50000,\r\n            max: 300000,\r\n            probability: 0.45\r\n          }\r\n        });\r\n        recommendations.push(services.arbitration);\r\n        interestsList.push('\u0432\u0437\u044b\u0441\u043a\u0430\u043d\u0438\u0435 \u0434\u0435\u0431\u0438\u0442\u043e\u0440\u043a\u0438');\r\n        break;\r\n      case 'small':\r\n        totalRiskScore += 6;\r\n        debtorRisk = debtorData.immediateProcess;\r\n        risks.push({\r\n          category: '\u0414\u0435\u0431\u0438\u0442\u043e\u0440\u043a\u0430',\r\n          level: 'medium',\r\n          title: 'Risc moderat: \u043d\u0435\u0431\u043e\u043b\u044c\u0448\u0430\u044f \u043f\u0440\u043e\u0441\u0440\u043e\u0447\u0435\u043d\u043d\u0430\u044f \u0437\u0430p\u00e2n\u0103 la\u043b\u0436\u0435\u043d\u043d\u043e\u0441\u0442\u044c',\r\n          description: '\u0417\u0430p\u00e2n\u0103 la\u043b\u0436\u0435\u043d\u043d\u043e\u0441\u0442\u044c p\u00e2n\u0103 la 50 000 lei \u2014 \u0432\u0440\u0435\u043c\u044f \u0434\u0435\u0439\u0441\u0442\u0432\u043e\u0432\u0430\u0442\u044c, \u043f\u043e\u043a\u0430 \u043d\u0435 \u0438\u0441\u0442\u0451\u043a \u0441\u0440\u043e\u043a \u0438\u0441\u043a\u043e\u0432\u043e\u0439 \u0434\u0430\u0432\u043d\u043e\u0441\u0442\u0438 \u0438 debitor \u043f\u043b\u0430\u0442\u0451\u0436\u0435\u0441\u043f\u043e\u0441\u043e\u0431\u0435\u043d.',\r\n          exposure: { \r\n            min: 10000,\r\n            max: 50000,\r\n            probability: 0.3\r\n          }\r\n        });\r\n        break;\r\n    }\r\n\r\n    \/\/ \u0423\u0447\u0438\u0442\u044b\u0432\u0430\u0435\u043c \u0432\u043e\u0437\u0440\u0430\u0441\u0442 p\u00e2n\u0103 la\u043b\u0433\u0430\r\n    if (answers.debtAge === 'over12m') {\r\n      totalRiskScore += 8;\r\n      if (risks.find(r => r.category === '\u0414\u0435\u0431\u0438\u0442\u043e\u0440\u043a\u0430')) {\r\n        risks.find(r => r.category === '\u0414\u0435\u0431\u0438\u0442\u043e\u0440\u043a\u0430').description += ' ATEN\u021aIE: La o vechime de peste un an, cre\u0219te riscul expir\u0103rii termenului de prescrip\u021bie (3 ani) \u0219i falimentului debitorului.';\r\n      }\r\n    }\r\n\r\n    if (debtorRisk) {\r\n      const debtExposure = risks.find(r => r.category === '\u0414\u0435\u0431\u0438\u0442\u043e\u0440\u043a\u0430')?.exposure;\r\n      if (debtExposure) {\r\n        minExposure += debtExposure.min;\r\n        maxExposure += debtExposure.max;\r\n        expectedExposure += (debtExposure.min + debtExposure.max) \/ 2 * debtExposure.probability;\r\n      }\r\n    }\r\n\r\n    \/\/ 3. \u041d\u0410\u041b\u041e\u0413\u041e\u0412\u042b\u0415 \u0420\u0418\u0421\u041a\u0418\r\n    const taxData = FINANCIAL_DATA.taxRisks;\r\n    let taxRisk = null;\r\n    \r\n    switch(answers.taxSituation) {\r\n      case 'self':\r\n        totalRiskScore += 20;\r\n        taxRisk = taxData.noAccounting;\r\n        risks.push({\r\n          category: '\u041d\u0430\u043b\u043e\u0433\u0438',\r\n          level: 'critical',\r\n          title: 'Risc critic: eviden\u021b\u0103 independent\u0103 f\u0103r\u0103 contabil',\r\n          description: '\u041e\u0448\u0438\u0431\u043a\u0438 \u0432 \u043d\u0430\u043b\u043e\u0433\u043e\u0432\u043e\u043c \u0443\u0447\u0451\u0442\u0435 \u043f\u0440\u0438\u0432\u043e\u0434\u044f\u0442 \u043a \u0448\u0442\u0440\u0430\u0444\u0430\u043c \u043e\u0442 15% p\u00e2n\u0103 la 100% \u043e\u0442 \u0441\u0443\u043c\u043c\u044b \u043d\u0430\u043b\u043e\u0433\u0430. 73% \u043d\u0430\u043b\u043e\u0433\u043e\u0432\u044b\u0445 din controale identific\u0103 \u00eenc\u0103lc\u0103ri.',\r\n          exposure: { \r\n            min: Math.round(taxRisk.min * turnoverMultiplier),\r\n            max: Math.round(taxRisk.max * turnoverMultiplier),\r\n            probability: taxRisk.probability\r\n          }\r\n        });\r\n        recommendations.push(services.tax);\r\n        interestsList.push('audit fiscal');\r\n        break;\r\n      case 'accountant':\r\n        totalRiskScore += 8;\r\n        taxRisk = taxData.inHouseOnly;\r\n        risks.push({\r\n          category: '\u041d\u0430\u043b\u043e\u0433\u0438',\r\n          level: 'medium',\r\n          title: 'Risc moderat: eviden\u021b\u0103 f\u0103r\u0103 audit regulat',\r\n          description: 'Chiar \u0219i un contabil profesionist poate face gre\u0219eli sistemice. Se recomand\u0103 audit fiscal independent anual.',\r\n          exposure: { \r\n            min: Math.round(taxRisk.min * turnoverMultiplier),\r\n            max: Math.round(taxRisk.max * turnoverMultiplier),\r\n            probability: taxRisk.probability\r\n          }\r\n        });\r\n        break;\r\n      case 'full':\r\n        totalRiskScore += 2;\r\n        taxRisk = taxData.externalAudit;\r\n        break;\r\n    }\r\n\r\n    \/\/ Factori fiscali suplimentari\r\n    if (answers.taxIssues && answers.taxIssues.includes('disputes')) {\r\n      totalRiskScore += 10;\r\n      risks.push({\r\n        category: '\u041d\u0430\u043b\u043e\u0433\u0438',\r\n        level: 'high',\r\n        title: 'Litigiu fiscal activ',\r\n        description: 'Disputele nerezolvate cu autorit\u0103\u021bile fiscale necesit\u0103 reprezentare profesional\u0103 imediat\u0103. 60% din decizii pot fi contestate cu succes.',\r\n        exposure: { min: 50000, max: 200000, probability: 0.7 }\r\n      });\r\n      recommendations.push(services.tax);\r\n      interestsList.push('reprezentare \u00een litigiu fiscal');\r\n    }\r\n\r\n    if (taxRisk) {\r\n      minExposure += taxRisk.min * turnoverMultiplier;\r\n      maxExposure += taxRisk.max * turnoverMultiplier;\r\n      expectedExposure += taxRisk.avg * taxRisk.probability * turnoverMultiplier;\r\n    }\r\n\r\n    \/\/ 4. \u041a\u041e\u0420\u041f\u041e\u0420\u0410\u0422\u0418\u0412\u041d\u042b\u0415 \u0420\u0418\u0421\u041a\u0418\r\n    if (answers.corporateStructure && answers.corporateStructure !== 'solo') {\r\n      const corpData = FINANCIAL_DATA.corporateRisks;\r\n      let corpRisk = null;\r\n      \r\n      switch(answers.partnerAgreements) {\r\n        case 'none':\r\n          totalRiskScore += 18;\r\n          corpRisk = corpData.noAgreements;\r\n          risks.push({\r\n            category: '\u041a\u043e\u0440\u043f\u043e\u0440\u0430\u0442\u0438\u0432\u043a\u0430',\r\n            level: 'high',\r\n            title: 'Risc ridicat: parteneriat f\u0103r\u0103 acord corporativ',\r\n            description: 'Absen\u021ba acordului \u00eentre parteneri \u2014 cauza principal\u0103 a r\u0103zboaielor corporative. \u00cen caz de conflict, compania poate fi paralizat\u0103 luni de zile.',\r\n            exposure: { \r\n              min: Math.round(corpRisk.min * turnoverMultiplier),\r\n              max: Math.round(corpRisk.max * turnoverMultiplier),\r\n              probability: corpRisk.probability\r\n            }\r\n          });\r\n          recommendations.push(services.corporate);\r\n          interestsList.push('acord corporativ');\r\n          break;\r\n        case 'basic':\r\n          totalRiskScore += 8;\r\n          corpRisk = corpData.basicAgreements;\r\n          risks.push({\r\n            category: '\u041a\u043e\u0440\u043f\u043e\u0440\u0430\u0442\u0438\u0432\u043a\u0430',\r\n            level: 'medium',\r\n            title: 'Risc moderat: acorduri parteneriale de baz\u0103',\r\n            description: 'Acordul simplu nu prevede mecanisme de rezolvare a situa\u021biilor de blocaj (deadlock), op\u021biuni de cump\u0103rare a cotelor, drept de refuz prioritar.',\r\n            exposure: { \r\n              min: Math.round(corpRisk.min * turnoverMultiplier),\r\n              max: Math.round(corpRisk.max * turnoverMultiplier),\r\n              probability: corpRisk.probability\r\n            }\r\n          });\r\n          recommendations.push(services.corporate);\r\n          interestsList.push('consolidarea acordului corporativ');\r\n          break;\r\n        case 'full':\r\n          totalRiskScore += 2;\r\n          corpRisk = corpData.fullProtection;\r\n          break;\r\n      }\r\n\r\n      if (corpRisk) {\r\n        minExposure += corpRisk.min * turnoverMultiplier;\r\n        maxExposure += corpRisk.max * turnoverMultiplier;\r\n        expectedExposure += corpRisk.avg * corpRisk.probability * turnoverMultiplier;\r\n      }\r\n    }\r\n\r\n    \/\/ 5. \u041a\u0410\u0414\u0420\u041e\u0412\u042b\u0415 \u0420\u0418\u0421\u041a\u0418\r\n    if (answers.employeeContracts && answers.employeeContracts !== 'noEmployees') {\r\n      const hrData = FINANCIAL_DATA.employeeRisks;\r\n      let hrRisk = null;\r\n      \r\n      switch(answers.employeeContracts) {\r\n        case 'informal':\r\n          totalRiskScore += 20;\r\n          hrRisk = hrData.noContracts;\r\n          risks.push({\r\n            category: 'Personal',\r\n            level: 'critical',\r\n            title: 'Risc critic: rela\u021bii de munc\u0103 neformalizate',\r\n            description: 'Munca f\u0103r\u0103 contracte de munc\u0103 amenin\u021b\u0103 cu amenzi de la Inspec\u021bia Muncii p\u00e2n\u0103 la 100 000 lei \u0219i r\u0103spundere penal\u0103 pentru evaziune fiscal\u0103.',\r\n            exposure: { \r\n              min: Math.round(hrRisk.min * employeeMultiplier),\r\n              max: Math.round(hrRisk.max * employeeMultiplier),\r\n              probability: hrRisk.probability\r\n            }\r\n          });\r\n          recommendations.push(services.corporate);\r\n          interestsList.push('formalizare rela\u021bii de munc\u0103');\r\n          break;\r\n        case 'template':\r\n          totalRiskScore += 8;\r\n          hrRisk = hrData.templateOnly;\r\n          risks.push({\r\n            category: 'Personal',\r\n            level: 'medium',\r\n            title: 'Risc moderat: contracte standard de munc\u0103',\r\n            description: 'Lipsa NDA, acordurilor de neconcuren\u021b\u0103 \u0219i fi\u0219elor de post las\u0103 afacerea neprotejat\u0103 la concedierea angaja\u021bilor cheie.',\r\n            exposure: { \r\n              min: Math.round(hrRisk.min * employeeMultiplier),\r\n              max: Math.round(hrRisk.max * employeeMultiplier),\r\n              probability: hrRisk.probability\r\n            }\r\n          });\r\n          break;\r\n        case 'full':\r\n          totalRiskScore += 2;\r\n          hrRisk = hrData.fullCompliance;\r\n          break;\r\n      }\r\n\r\n      \/\/ Factori HR suplimentari\r\n      if (answers.hrRisks) {\r\n        if (answers.hrRisks.includes('accessToSecrets')) {\r\n          totalRiskScore += 8;\r\n          risks.push({\r\n            category: 'Personal',\r\n            level: 'high',\r\n            title: 'Risc de scurgere a informa\u021biilor comerciale',\r\n            description: 'Angaja\u021bii cu acces la baza de clien\u021bi \u0219i know-how f\u0103r\u0103 NDA pot transmite liber informa\u021bii concuren\u021bilor.',\r\n            exposure: { min: 50000, max: 500000, probability: 0.25 }\r\n          });\r\n          interestsList.push('NDA \u0219i protec\u021bia informa\u021biilor');\r\n        }\r\n        if (answers.hrRisks.includes('disputes')) {\r\n          totalRiskScore += 6;\r\n        }\r\n      }\r\n\r\n      if (hrRisk) {\r\n        minExposure += hrRisk.min * employeeMultiplier;\r\n        maxExposure += hrRisk.max * employeeMultiplier;\r\n        expectedExposure += hrRisk.avg * hrRisk.probability * employeeMultiplier;\r\n      }\r\n    }\r\n\r\n    \/\/ === CALCULUL INDICATORILOR FINALI ===\r\n    \r\n    \/\/ Rotunjirea sumelor\r\n    minExposure = Math.round(minExposure \/ 1000) * 1000;\r\n    maxExposure = Math.round(maxExposure \/ 1000) * 1000;\r\n    expectedExposure = Math.round(expectedExposure \/ 1000) * 1000;\r\n\r\n    \/\/ Costul serviciilor pentru calculul ROI\r\n    const estimatedServiceCost = recommendations.length * 15000 + (risks.length > 3 ? 50000 : 25000);\r\n    const roiPercent = expectedExposure > 0 ? Math.round((expectedExposure - estimatedServiceCost) \/ estimatedServiceCost * 100) : 0;\r\n\r\n    \/\/ Determinarea nivelului de risc\r\n    let riskLevel, riskPercent, riskText;\r\n    if (totalRiskScore >= 50) {\r\n      riskLevel = 'high';\r\n      riskPercent = Math.min(95, 70 + totalRiskScore * 0.3);\r\n      riskText = 'Critic';\r\n    } else if (totalRiskScore >= 25) {\r\n      riskLevel = 'high';\r\n      riskPercent = 50 + totalRiskScore * 0.4;\r\n      riskText = 'Ridicat';\r\n    } else if (totalRiskScore >= 12) {\r\n      riskLevel = 'medium';\r\n      riskPercent = 30 + totalRiskScore * 0.8;\r\n      riskText = 'Moderat';\r\n    } else {\r\n      riskLevel = 'low';\r\n      riskPercent = 10 + totalRiskScore * 1.5;\r\n      riskText = 'Sc\u0103zut';\r\n    }\r\n\r\n    \/\/ Ensure at least one recommendation\r\n    if (recommendations.length === 0) {\r\n      recommendations.push(services.retainer);\r\n    }\r\n\r\n    \/\/ === \u041e\u0422\u0420\u0418\u0421\u041e\u0412\u041a\u0410 \u0420\u0415\u0417\u0423\u041b\u042c\u0422\u0410\u0422\u041e\u0412 ===\r\n    \r\n    elements.riskValue.textContent = riskText;\r\n    elements.riskLevel.className = 'chestor-risk-level chestor-risk-level--' + riskLevel;\r\n\r\n    \/\/ \u0424\u043e\u0440\u043c\u0430\u0442 \u0434\u0435\u043d\u0435\u0436\u043d\u044b\u0445 \u0441\u0443\u043c\u043c\r\n    const formatMoney = (num) => {\r\n      if (num >= 1000000) return (num \/ 1000000).toFixed(1) + ' mil.';\r\n      if (num >= 1000) return Math.round(num \/ 1000) + ' mii';\r\n      return num;\r\n    };\r\n\r\n    \/\/ \u041e\u0431\u043d\u043e\u0432\u043b\u044f\u0435\u043c \u0431\u043b\u043e\u043a \u044d\u043a\u043e\u043d\u043e\u043c\u0438\u0438 \u0441 \u0434\u0435\u0442\u0430\u043b\u0438\u0437\u0430\u0446\u0438\u0435\u0439\r\n    elements.savingsValue.textContent = formatMoney(minExposure) + ' \u2014 ' + formatMoney(maxExposure) + ' lei';\r\n\r\n    \/\/ Render risks with financial data\r\n    elements.risksList.innerHTML = risks.length > 0 \r\n      ? risks.map(risk => `\r\n          <div class=\"chestor-risk-item chestor-risk-item--${risk.level}\">\r\n            <div class=\"chestor-risk-item__header\">\r\n              <span class=\"chestor-risk-item__category\">${risk.category}<\/span>\r\n              <span class=\"chestor-risk-item__level chestor-risk-item__level--${risk.level}\">${risk.level === 'critical' ? 'Critic' : risk.level === 'high' ? 'Ridicat' : 'Moderat'}<\/span>\r\n            <\/div>\r\n            <h4 class=\"chestor-risk-item__title\">${risk.title}<\/h4>\r\n            <p class=\"chestor-risk-item__desc\">${risk.description}<\/p>\r\n            ${risk.exposure ? `\r\n              <div class=\"chestor-risk-item__exposure\">\r\n                <span class=\"chestor-risk-item__exposure-label\">Pierderi poten\u021biale:<\/span>\r\n                <span class=\"chestor-risk-item__exposure-value\">${formatMoney(risk.exposure.min)} \u2014 ${formatMoney(risk.exposure.max)} lei<\/span>\r\n                <span class=\"chestor-risk-item__exposure-prob\">Probabilitate: ${Math.round(risk.exposure.probability * 100)}%<\/span>\r\n              <\/div>\r\n            ` : ''}\r\n          <\/div>\r\n        `).join('')\r\n      : '<p style=\"color: var(--chestor-text-muted); padding: 10px 0;\">Nu au fost identificate riscuri semnificative. Recomand\u0103m audit preventiv pentru men\u021binerea nivelului de protec\u021bie.<\/p>';\r\n\r\n    \/\/ Render recommendations (remove duplicates)\r\n    const uniqueRecommendations = [...new Map(recommendations.map(r => [r.name, r])).values()];\r\n    elements.recommendationsList.innerHTML = uniqueRecommendations.map(rec => `\r\n      <div class=\"chestor-recommendation\">\r\n        <div class=\"chestor-recommendation__icon\">${rec.icon}<\/div>\r\n        <div class=\"chestor-recommendation__content\">\r\n          <p class=\"chestor-recommendation__name\">${rec.name}<\/p>\r\n          <p class=\"chestor-recommendation__desc\">${rec.desc}<\/p>\r\n        <\/div>\r\n      <\/div>\r\n    `).join('');\r\n\r\n    \/\/ Pre-fill comment\r\n    if (interestsList.length > 0) {\r\n      elements.formComment.value = 'M\u0103 intereseaz\u0103: ' + interestsList.join(', ') + '\\n\\nExpozi\u021bie calculat\u0103: ' + formatMoney(minExposure) + ' - ' + formatMoney(maxExposure) + ' lei';\r\n    }\r\n\r\n    \/\/ Show results\r\n    elements.results.classList.add('chestor-results--visible');\r\n\r\n    \/\/ Animate risk meter\r\n    setTimeout(() => {\r\n      elements.riskFill.style.width = Math.min(riskPercent, 95) + '%';\r\n    }, CONFIG.animationDelay);\r\n  }\r\n\r\n  \/\/ Form Submit\r\n  function handleFormSubmit(e) {\r\n    e.preventDefault();\r\n\r\n    const formData = {\r\n      name: document.getElementById('chestorFormName').value,\r\n      phone: document.getElementById('chestorFormPhone').value,\r\n      email: document.getElementById('chestorFormEmail').value,\r\n      comment: document.getElementById('chestorFormComment').value,\r\n      answers: answers,\r\n      timestamp: new Date().toISOString()\r\n    };\r\n\r\n    \/\/ Send to Chestor email\r\n    sendToChestor(formData);\r\n\r\n    \/\/ Show success\r\n    elements.results.classList.remove('chestor-results--visible');\r\n    elements.success.classList.add('chestor-success--visible');\r\n  }\r\n\r\n  \/\/ Send data to Chestor\r\n  function sendToChestor(data) {\r\n    \/\/ Prepare email body\r\n    const emailBody = `\r\nNou\u0103 cerere de evaluare a riscurilor juridice\r\n\r\n===== DATE CLIENT =====\r\nNume: ${data.name}\r\nTelefon: ${data.phone}\r\nEmail: ${data.email}\r\n\r\n===== COMENTARIU =====\r\n${data.comment}\r\n\r\n===== R\u0102SPUNSURI =====\r\n${JSON.stringify(data.answers, null, 2)}\r\n\r\n===== DATA =====\r\n${data.timestamp}\r\n\r\n---\r\nGenerat automat de chestor.md\r\n    `.trim();\r\n\r\n    \/\/ Send via fetch to your endpoint or mailto\r\n    \/\/ Option 1: mailto (opens email client)\r\n    const mailtoLink = 'mailto:info@chestor.md?subject=' + encodeURIComponent('Cerere evaluare riscuri juridice - ' + data.name) + '&body=' + encodeURIComponent(emailBody);\r\n    \r\n    \/\/ Option 2: Send to server endpoint (uncomment if you have backend)\r\n    \/*\r\n    fetch('\/api\/send-email', {\r\n      method: 'POST',\r\n      headers: { 'Content-Type': 'application\/json' },\r\n      body: JSON.stringify({\r\n        to: 'info@chestor.md',\r\n        subject: 'Cerere evaluare riscuri juridice - ' + data.name,\r\n        body: emailBody,\r\n        data: data\r\n      })\r\n    })\r\n    .then(response => response.json())\r\n    .then(result => console.log('Email sent:', result))\r\n    .catch(error => console.error('Error:', error));\r\n    *\/\r\n    \r\n    \/\/ For now, log to console and optionally open mailto\r\n    console.log('Form data ready to send:', data);\r\n    console.log('Email body:', emailBody);\r\n    \r\n    \/\/ Uncomment to auto-open email client:\r\n    \/\/ window.location.href = mailtoLink;\r\n  }\r\n\r\n  \/\/ Optional: Server submission function\r\n  \/*\r\n  function sendToServer(data) {\r\n    fetch('\/wp-admin\/admin-ajax.php', {\r\n      method: 'POST',\r\n      headers: {\r\n        'Content-Type': 'application\/x-www-form-urlencoded',\r\n      },\r\n      body: new URLSearchParams({\r\n        action: 'chestor_risk_assessment',\r\n        data: JSON.stringify(data)\r\n      })\r\n    })\r\n    .then(response => response.json())\r\n    .then(result => console.log('Server response:', result))\r\n    .catch(error => console.error('Error:', error));\r\n  }\r\n  *\/\r\n\r\n  \/\/ Start when DOM ready\r\n  if (document.readyState === 'loading') {\r\n    document.addEventListener('DOMContentLoaded', init);\r\n  } else {\r\n    init();\r\n  }\r\n\r\n})();\r\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"wd-negative-gap elementor-section elementor-top-section elementor-element elementor-element-abbc47c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"abbc47c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-953653a\" data-id=\"953653a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e3ce775 elementor-widget elementor-widget-html\" data-id=\"e3ce775\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<style>.elementor-element-e3ce775{display:none !important}<\/style>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"wd-negative-gap elementor-section elementor-top-section elementor-element elementor-element-42fb730 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"42fb730\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f829ade\" data-id=\"f829ade\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-72c41d9 main-title wd-width-100 elementor-widget elementor-widget-wd_title\" data-id=\"72c41d9\" data-element_type=\"widget\" data-widget_type=\"wd_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"title-wrapper wd-set-mb reset-last-child wd-title-color-default wd-title-style-default wd-title-size-default text-left\">\n\n\t\t\t\n\t\t\t<div class=\"liner-continer\">\n\t\t\t\t<h2 class=\"woodmart-title-container title wd-fontsize-l\">Serviciile noastre cheie \u00een domeniul consultan\u021bei comerciale \u0219i reprezent\u0103rii<\/h2> \n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"wd-negative-gap elementor-section elementor-top-section elementor-element elementor-element-9fd84a7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9fd84a7\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-ac400be\" data-id=\"ac400be\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-214f302 adv elementor-widget elementor-widget-wd_infobox\" data-id=\"214f302\" data-element_type=\"widget\" data-widget_type=\"wd_infobox.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"info-box-wrapper\">\n\t\t\t<div class=\"wd-info-box text-left box-icon-align-top box-style-base color-scheme-\">\n\t\t\t\t\n\t\t\t\t<div class=\"info-box-content\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<h3\t\t\t\t\t\tclass=\"info-box-title title box-title-style-default wd-fontsize-m\" data-elementor-setting-key=\"title\">\n\t\t\t\t\t\t\t\t1. \u00censo\u021birea juridic\u0103 a tranzac\u021biilor \u0219i activitatea contractual\u0103\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"info-box-inner reset-last-child\"data-elementor-setting-key=\"content\"><p>Asigur\u0103m integritatea \u0219i siguran\u021ba juridic\u0103 a tuturor opera\u021biunilor companiei dumneavoastr\u0103. Serviciile noastre includ:<\/p>\n<ul>\n<li>structurarea tranzac\u021biilor comerciale;<\/li>\n<li>participarea la negocieri cu partenerii de afaceri;<\/li>\n<li>elaborarea contractelor (v\u00e2nzare-cump\u0103rare, furnizare, prestare servicii, antrepriz\u0103 etc.);<\/li>\n<li>verificarea partenerilor de afaceri din perspectiva credibilit\u0103\u021bii \u0219i riscurilor juridice.<\/li>\n<\/ul>\n<\/div>\n\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-0328271\" data-id=\"0328271\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-021a324 adv elementor-widget elementor-widget-wd_infobox\" data-id=\"021a324\" data-element_type=\"widget\" data-widget_type=\"wd_infobox.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"info-box-wrapper\">\n\t\t\t<div class=\"wd-info-box text-left box-icon-align-top box-style-base color-scheme-\">\n\t\t\t\t\n\t\t\t\t<div class=\"info-box-content\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<h3\t\t\t\t\t\tclass=\"info-box-title title box-title-style-default wd-fontsize-m\" data-elementor-setting-key=\"title\">\n\t\t\t\t\t\t\t\t2. Drept corporativ \u0219i protec\u021bia afacerii\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"info-box-inner reset-last-child\"data-elementor-setting-key=\"content\"><p class=\"translation-block\">Oferim un ciclu complet de servicii juridice pentru compania dumneavoastr\u0103: de la <strong>\u00eenregistrarea unui SRL \u00een Republica Moldova<\/strong>, p\u00e2n\u0103 la <strong>reorganizarea sau lichidarea<\/strong> acesteia. De asemenea, v\u0103 asist\u0103m \u00een:<\/p>\n<ul>\n<li>elaborarea \u0219i actualizarea documentelor constitutive;<\/li>\n<li>organizarea \u0219i documentarea \u0219edin\u021belor asocia\u021bilor;<\/li>\n<li>gestionarea \u0219i solu\u021bionarea conflictelor interne;<\/li>\n<li>implementarea m\u0103surilor de protec\u021bie \u00eempotriva prelu\u0103rilor ostile \u0219i altor riscuri corporative.<\/li>\n<\/ul>\n<\/div>\n\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-6cddccd\" data-id=\"6cddccd\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-861025d adv elementor-widget elementor-widget-wd_infobox\" data-id=\"861025d\" data-element_type=\"widget\" data-widget_type=\"wd_infobox.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"info-box-wrapper\">\n\t\t\t<div class=\"wd-info-box text-left box-icon-align-top box-style-base color-scheme-\">\n\t\t\t\t\n\t\t\t\t<div class=\"info-box-content\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<h3\t\t\t\t\t\tclass=\"info-box-title title box-title-style-default wd-fontsize-m\" data-elementor-setting-key=\"title\">\n\t\t\t\t\t\t\t\t3. Consultan\u021b\u0103 fiscal\u0103 \u0219i reprezentare \u00een litigii\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"info-box-inner reset-last-child\"data-elementor-setting-key=\"content\"><p class=\"translation-block\">Nu oferim \u0219i nu promov\u0103m practici de evaziuni fiscale. Construim modele de impozitare <strong>transparente \u0219i conforme legisla\u021biei<\/strong>.<\/p>\n<p class=\"translation-block\">Exper\u021bii no\u0219tri v\u0103 asist\u0103 \u00een timpul controalelor fiscale, preg\u0103tesc obiec\u021biile la actele \u00eentocmite de autorit\u0103\u021bi \u0219i v\u0103 reprezint\u0103 interesele \u00een instan\u021b\u0103 \u00een litigiile fiscale, contribuind la <strong>minimizarea impactului financiar<\/strong> asupra afacerii.<\/p>\n<\/div>\n\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"wd-negative-gap elementor-section elementor-top-section elementor-element elementor-element-c969286 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c969286\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-90d8462\" data-id=\"90d8462\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ff33d54 adv elementor-widget elementor-widget-wd_infobox\" data-id=\"ff33d54\" data-element_type=\"widget\" data-widget_type=\"wd_infobox.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"info-box-wrapper\">\n\t\t\t<div class=\"wd-info-box text-left box-icon-align-top box-style-base color-scheme-\">\n\t\t\t\t\n\t\t\t\t<div class=\"info-box-content\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<h3\t\t\t\t\t\tclass=\"info-box-title title box-title-style-default wd-fontsize-m\" data-elementor-setting-key=\"title\">\n\t\t\t\t\t\t\t\t4. Arbitraj \u0219i reprezentare judiciar\u0103 \u00een litigiile economice\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"info-box-inner reset-last-child\"data-elementor-setting-key=\"content\"><p>Aceasta reprezint\u0103 una dintre principalele noastre arii de expertiz\u0103. Gestion\u0103m cauze complexe privind:<\/p>\n<ul>\n<li>\u00eencasarea crean\u021belor \u0219i recuperarea datoriilor;<\/li>\n<li>contestarea tranzac\u021biilor comerciale;<\/li>\n<li>solicitarea sau ap\u0103rarea \u00eempotriva cererilor de desp\u0103gubire;<\/li>\n<li>protejarea reputa\u021biei comerciale.<\/li>\n<\/ul>\n<p>Experien\u021ba noastr\u0103 \u0219i rezultatele ob\u021binute \u00een litigiile economice confirm\u0103 nivelul \u00eenalt al serviciilor oferite.<\/p>\n<\/div>\n\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-97896c5\" data-id=\"97896c5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-626561d adv elementor-widget elementor-widget-wd_infobox\" data-id=\"626561d\" data-element_type=\"widget\" data-widget_type=\"wd_infobox.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"info-box-wrapper\">\n\t\t\t<div class=\"wd-info-box text-left box-icon-align-top box-style-base color-scheme-\">\n\t\t\t\t\n\t\t\t\t<div class=\"info-box-content\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<h3\t\t\t\t\t\tclass=\"info-box-title title box-title-style-default wd-fontsize-m\" data-elementor-setting-key=\"title\">\n\t\t\t\t\t\t\t\t5. Servicii juridice pe baz\u0103 de abonament (Legal Retainer)\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"info-box-inner reset-last-child\"data-elementor-setting-key=\"content\"><p>O solu\u021bie eficient\u0103 pentru companiile care doresc o protec\u021bie juridic\u0103 permanent\u0103 \u0219i complet\u0103. \u00cen baza unui cost lunar fix, beneficia\u021bi de acces continuu la expertiza noastr\u0103: de la consulta\u021bii operative \u0219i analiz\u0103 contractual\u0103, p\u00e2n\u0103 la reprezentare deplin\u0103 \u00een instan\u021bele din Chi\u0219in\u0103u \u0219i din \u00eentreaga Moldov\u0103.<\/p>\n<p>Aceast\u0103 form\u0103 de colaborare poate reduce semnificativ costurile lunare destinate serviciilor juridice.<\/p>\n<\/div>\n\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"wd-negative-gap elementor-section elementor-top-section elementor-element elementor-element-96df7c4 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"96df7c4\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ddf016c\" data-id=\"ddf016c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bed6a5e main-title wd-width-100 elementor-widget elementor-widget-wd_title\" data-id=\"bed6a5e\" data-element_type=\"widget\" data-widget_type=\"wd_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"title-wrapper wd-set-mb reset-last-child wd-title-color-default wd-title-style-default wd-title-size-default text-left\">\n\n\t\t\t\n\t\t\t<div class=\"liner-continer\">\n\t\t\t\t<h2 class=\"woodmart-title-container title wd-fontsize-l\">De ce peste 100 de companii din Republica Moldova aleg \u201eCHESTOR EXPERT SOLUTIONS\u201d pentru consultan\u021b\u0103 pentru afaceri \u0219i management?<\/h2> \n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"title-after_title reset-last-child wd-fontsize-xs\">\n\t\t\t\t\t<ul><li class=\"translation-block\"><strong>Expertiz\u0103 detaliat\u0103:<\/strong> Nu suntem consultan\u021bi generaliste. Suntem specializa\u021bi \u00een drept comercial, cunoa\u0219tem practica judiciar\u0103 \u0219i particularit\u0103\u021bile mediului de afaceri din Moldova.<\/li><li class=\"translation-block\"><strong>Abordare proactiv\u0103:<\/strong> Prevenim conflictele \u00eenainte ca ele s\u0103 apar\u0103. Obiectivul nostru este stabilitatea afacerii dumneavoastr\u0103, nu doar solu\u021bionarea unui litigiu deja ap\u0103rut.<\/li><li class=\"translation-block\"><strong>Transparen\u021b\u0103 \u0219i raportare:<\/strong> Ve\u021bi fi mereu informat cu privire la stadiul interven\u021biei juridice. Oferim termene clare, rapoarte detaliate \u0219i condi\u021bii financiare transparente.<\/li><li class=\"translation-block\"><strong>Orientare spre rezultat:<\/strong> Ne concentr\u0103m pe atingerea obiectivelor dvs. de afaceri\u2014fie recuperarea unei sume, ap\u0103rarea pozi\u021biei \u00eentr-un litigiu sau elaborarea unui contract f\u0103r\u0103 riscuri juridice.<\/li><\/ul>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"wd-negative-gap elementor-section elementor-top-section elementor-element elementor-element-a035d36 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a035d36\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1858107\" data-id=\"1858107\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c9e264e main-title wd-width-100 elementor-widget elementor-widget-wd_title\" data-id=\"c9e264e\" data-element_type=\"widget\" data-widget_type=\"wd_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"title-wrapper wd-set-mb reset-last-child wd-title-color-default wd-title-style-default wd-title-size-default text-left\">\n\n\t\t\t\n\t\t\t<div class=\"liner-continer\">\n\t\t\t\t<h2 class=\"woodmart-title-container title wd-fontsize-l\"><\/h2> \n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"title-after_title reset-last-child wd-fontsize-xs\">\n\t\t\t\t\t<p>Nu a\u0219tepta\u021bi ca o problem\u0103 juridic\u0103 s\u0103 \u00eencetineasc\u0103 sau s\u0103 afecteze activitatea companiei. <strong>Ac\u021biunea preventiv\u0103 este fundamentul unei cre\u0219teri stabile \u0219i sigure.<\/strong><\/p><p class=\"translation-block\"><strong>Contacta\u021bi-ne ast\u0103zi la <a href=\"http:\/\/Tel:+37378700077\" target=\"_self\">+373 (78) 700 077<\/a><\/strong> pentru o consulta\u021bie ini\u021bial\u0103. Analiz\u0103m situa\u021bia dvs. \u0219i propunem un plan clar de ac\u021biuni pentru protejarea activelor \u0219i afacerii, \u00een Chi\u0219in\u0103u sau \u00een orice alt ora\u0219 din Moldova.<\/p><p><strong>\u201eCHESTOR EXPERT SOLUTIONS\u201d SRL \u2013 partenerul dvs. de \u00eencredere \u00een mediul de afaceri.<\/strong><\/p>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Consultan\u021b\u0103 \u0219i Reprezentare Comercial\u0103 \u00een Moldova \u00cen mediul dinamic \u0219i uneori complex al afacerilor din Republica Moldova, succesul unei companii<\/p>","protected":false},"author":2,"featured_media":0,"parent":294,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1750","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Consultan\u021b\u0103 \u0219i Reprezentare Comercial\u0103 \u00een Republica Moldova | CHESTOR<\/title>\n<meta name=\"description\" content=\"Consultan\u021b\u0103 comercial\u0103 \u0219i reprezentare juridic\u0103 profesional\u0103 \u00een Republica Moldova. 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